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 Instant Transfer (DuitNow) & Interbank Giro (IBG)

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sms2u
post May 8 2014, 01:52 PM

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QUOTE(fansoption @ May 8 2014, 12:11 PM)
check already, the HLB rejected haha.
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Rejected due to wrong ic verfication?
sms2u
post Jul 28 2014, 11:55 AM

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QUOTE(henshin80 @ Jul 18 2014, 11:42 AM)
u can use the instant transfer first it will tell the recipient name upfront. Then dont complete that instant transfer,  go back n do IBG knowing that account number belong to the correct person. No need put in  IC number n whatnot wink.gif

Just sharing
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Instant transfer will cost more ..RM2
sms2u
post Mar 30 2015, 01:41 PM

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QUOTE(cybpsych @ Mar 19 2015, 09:18 PM)

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Too bad it is no change for normal customer
sms2u
post Apr 3 2015, 02:40 AM

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QUOTE(cenkudu @ Apr 2 2015, 10:12 PM)
confirm now IBG $0.106

Thanks goverment
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Bank deduct RM0.11 from your account for IBG?
sms2u
post Apr 10 2015, 10:36 AM

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QUOTE(lowyat101 @ Apr 9 2015, 05:02 PM)
Hi, I have a question about the Maybank2U IBG limit of RM10k per day. Is it for per account or per user?

Say I have 3 Maybank accounts under 1 M2U username, can I make 30k IBG max per day? Or only 10k per user per day?

Thanks
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It is per customer basic
sms2u
post Apr 14 2015, 10:33 AM

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QUOTE(lowyat101 @ Apr 10 2015, 02:10 PM)
Thanks and yes you are right. Tried it just now and can only do 10k max.
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Other bank have higher limit for IBG (normal consumer customer)
CIMB = RM30,000 IBG daily limit
HSBC = RM30,000 IBG daily limit
Public Bank = RM20,000 IBG daily limit
AmBank = RM20,000 IBGdaily limit

But, some other bank still maintain RM10,000 IBG daily limit
Maybank, RHB; Bank Islam, BSN
Hong Leong Bank - But allow to requets for temporary limit increase to RM30,000 daily limit
UÖB - RM20.000 for UOB Privilege Banking & Private Banking Clients and Max daily limit RM50,000

Suggest to add this in post 1

This post has been edited by sms2u: Apr 14 2015, 10:35 AM
sms2u
post Apr 14 2015, 10:58 AM

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QUOTE(aromachong @ Apr 14 2015, 10:39 AM)
Do not mislead other

RHB increase their IBG limit to Rm15,000 few months back
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I am posted the info after verify the bank website and I am helping other without intension to mislead other.

For RHB
http://www.rhb.com.my/generalinfo/faq/fund_transfer.html


What is the maximum daily transaction limit for IBG?

The maximum daily transaction limit is RM 10,000.00.

Anyway, I had verified that RHB allow customer to maintain IBG daily limit with RM15,000.
It seems RHB have to update their website.

Additional info, IBFT for RHB only RM10,000 per day
sms2u
post Apr 14 2015, 11:11 AM

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QUOTE(aromachong @ Apr 14 2015, 11:00 AM)
RHB increase their IBG limit to Rm15,000 few months back
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Please read my last msg and it is clear to tell everyone (may be except those who cannot read and understand english) that RHB allow customer to maintain IBG daily limit with RM15,000. It seems RHB have to update their website.
sms2u
post May 20 2015, 04:23 PM

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QUOTE(nexona88 @ May 20 2015, 03:44 PM)
More Updates icon_rolleyes.gif

Interbank network provider, MEPS will establish a ceiling fee of 50 sen for its real-time Interbank Funds Transfer (IBFT) beginning June 1.

In a statement, MEPS group managing director Zulkanain Kassim said it would also increase the transfer limit to RM10,000 from RM5,000 by June 30 before the limit is raised further to RM30,000 early next year.

“The ceiling fee, a drop of 50% to 88% from the current fee range of between RM1 and RM4 is applicable for transactions at automated teller machines (ATMs), Internet and mobile banking channels of MEPS participating banks.

http://www.theedgemarkets.com/my/article/m...sfer-fee-50-sen
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Should it be RM0.53 which 3 cent is 6% GST?
sms2u
post Jun 2 2015, 12:00 PM

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QUOTE(David83 @ May 21 2015, 04:34 PM)
What does non-resident account mean?
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It is refer to foreigner, non-malaysian.
sms2u
post Jul 22 2015, 12:21 PM

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QUOTE(xxronron @ Jul 8 2015, 03:28 AM)
Confirm kena scam...thank you guys... sad.gif
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I think u kena tipu for the receipt and U did not give any item / service to that person?
If that is the case, how to make police report.

Better report in lowyat for this case.
U can report his acc no, name or hp no.


QUOTE(MNet @ Jul 9 2015, 08:21 PM)
what u buy from who?
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He buy? I thought he expect to receive money from other. Suppose he selling something to other?

The question is whether he already give the item to that person
sms2u
post Aug 14 2015, 06:22 PM

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QUOTE(cklimm @ Aug 14 2015, 09:10 AM)
Eh guys, if i going to transfer fund to company, it should be ABC Sdn. Bhd. or ABC S/B?
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U should check with ABC they should tell u the payee name.
sms2u
post Jan 8 2016, 01:48 AM

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QUOTE(Vince1120 @ Jan 7 2016, 11:34 PM)
My client had transfer fund to my Maybank acc from his Standard Chartered acc on early morning 6th Jan 2016. Until now I still havent receive the fund yet. He told me it should take 2-3 days for GIRO interbank transfer. Does it true? As I know GIRO transfer can get the fund within 1-2 days(Business day).
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it is not true that you still no received it in same banking day if he transfer fund early morning (before 12pm).

mat be can request him to check whether money return to his bank account due to problem to transfer fund to you.
sms2u
post Jan 16 2016, 09:10 PM

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QUOTE(safilo @ Jan 11 2016, 05:04 PM)
As I know, 50K is the daily max and applicable for few banks.

Bank__________Daily Limit____ Fee_______Remark
Alliance Bank___10,000________0.53
PBB___________10,000_______0.53
OCBC__________10,000_______0.53______Currently no online IBFT available, can ONLY use ATM to perform IBFT


Maybank_______30,000________0.53
RHB___________30,000________0.53
CIMB __________30,000________0.53
UOB___________30,000________0.53_____Free for eAccount, 50K limit for GIRO
AFFIN__________50,000_______0.53
HLB____________50,000_______0.53
HSBC___________50,000_______0.53
SCB_____________50,000_______Free
AMBANK_________50,000_______0.53

These figures may change from time to time.
Not too long ago, the limit was 10K.
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OCBC have instant meps transfer and it is real time transfer
sms2u
post Mar 3 2016, 12:54 AM

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how many bank offer free IBG?

as i know, uob and hong leong bank offer free ibg until 31 dec 2016

This post has been edited by sms2u: Mar 3 2016, 12:54 AM
sms2u
post Mar 19 2016, 03:31 PM

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QUOTE(aeiou228 @ Mar 13 2016, 09:37 PM)
Does any one having problem not receving TAC for Maybank2U ?
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depend where are you? in malaysia or oversea.
Or may be maybank, telco service provider or phone it self have problem,
There are number of factors can cause you no receive TAC via sms.
sms2u
post Dec 9 2016, 11:35 AM

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QUOTE(47100 @ Nov 23 2016, 03:33 PM)
im using ocbc online transfer, while choose for instant transfer it will appear card number not found error, but normal GIRO it will pass. why?
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QUOTE(Nom-el @ Nov 24 2016, 04:42 PM)
Do you have an ATM card? If not, instant transfer would not work for OCBC.
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are u sure? wonder how u know?
sms2u
post Jan 7 2017, 03:40 PM

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QUOTE(ytan053 @ Jan 6 2017, 05:43 PM)
I see. It is quite misleading then, in the website, to disclose as such.

http://www1.uob.com.my/personal/useful/fee...sonal/e_ac.html
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QUOTE(Nom-el @ Jan 7 2017, 03:36 PM)
I agree that it is quite confusing. Perhaps this link would be clearer: -

http://www1.uob.com.my/personal/useful/fee...t_transfer.html
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zero cost for IBG and instanct transfer via personal internet banking for UOB

http://www1.uob.com.my/personal/promotions...Promo:Zero-Cost
sms2u
post Jan 26 2017, 05:51 PM

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QUOTE(tessalyn @ Jan 3 2017, 06:58 PM)
Hi all,

Is anyone having issue with Instant Bank Transfer for Pbebank? I have transferred my fund in PBEbank account to another bank. Though it was successfully but the money was not reflected in my account. Tried calling PBEbank but no one is picking up the call. What should I do?
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QUOTE(tessalyn @ Jan 3 2017, 08:55 PM)
Yes I have checked. I did one with small amount it went through but the one with big amount did not go thru. I have tried to call pbebank but no one is picking up. I feel loss. I don't know who to follow up.
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QUOTE(tessalyn @ Jan 4 2017, 08:51 AM)
Hi all,

Does anyone know, if the fund is missing during INSTANT BANK TRANSFER, how long would it take to resolve? How can it be resolved? I really need some advice here. Thanks for the help first.

PS: It's bank to bank transfer ( from one saving account to another bank saving account). Not any bill payment e.g. credit card.

Thanks
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any update on your issue? how u contact public bank?
sms2u
post Jan 26 2017, 10:22 PM

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QUOTE(klmojuze @ Jan 26 2017, 08:58 PM)
WARNING: DO NOT TRANSFER FROM MAYBANK OR ANY BANK UNTIL ISSUE RESOLVED.

MAYBANK IS REPORTING ISSUES WITH INTERBANK. FUNDS MAY BE 'STUCK' NOW.

I did instant transfer a few hours ago MBB to ALLIANCE. Spoke to customer service. May only go through by tomorrow morning, or may take 14 DAYS FOR MANUAL CREDIT TO AMBB (yes that's what they said).


I am honestly not too upset at this point but my goodness, this shows the fragility of the Malaysian financial system if they can't resolve interbank tomorrow.

I empathise with anyone that has transferred large amounts of money which is right now in 'limbo', especially just as Chinese New Year starts.

Please continue to have cash-in-hand, credit cards, maybe even Bitcoin to be prepared for issues like this, it may not be the last time it happens.

I wish everyone affected by this all the best.
Tomorrow Friday 27th is a regular working day for banks AFAIK. But see issue above.
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I believe is MEPS problem instead of bank. but bank no cater exception properly.

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