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 Instant Transfer (DuitNow) & Interbank Giro (IBG)

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sirius2017
post Jun 1 2023, 10:03 AM

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QUOTE(ronnie @ Jun 1 2023, 09:30 AM)
I tried to transfer via DuitNow to my mom's mobile number. (1st transfer for both sides)
But strangely the transaction was not instant.

Both accounts shows the same old balance (before transfer)
Is this normal ?
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DuitNow/Instant Transfer is a real-time transaction. Transaction amount is debited and credited immediately on both accounts.
Likelihood, the transaction may not have gone through. Call up your bank hotline to get them to check.
sirius2017
post Jun 16 2023, 03:17 PM

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» Click to show Spoiler - click again to hide... «


WEF 22 June 2023, PB will implement Transaction Cooling-Off Period via PBe and PB engage.
Online Instant Transfer/Duit Now transfer may not be immediate. Bank may call to verify online transaction that is deemed "abnormal"

Received this in my email from PB.
An extra layer of security. But if customer is in overseas, receiving verification call from PB could be expensive or not possible if phone number has no roaming setup hmm.gif

This post has been edited by sirius2017: Jun 30 2023, 10:22 PM
sirius2017
post Jun 30 2023, 12:05 AM

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hmm.gif Instant Transfer/Duit Now transfer for Maybank is now 100K limit per day.


This post has been edited by sirius2017: Jun 30 2023, 12:09 AM
sirius2017
post Jun 30 2023, 09:17 PM

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QUOTE(sirius2017 @ Jun 30 2023, 12:05 AM)

  hmm.gif Instant Transfer/Duit Now transfer for Maybank is now 100K limit per day.
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Found out that my other siblings MBB online limits are still at 50K.
Somehow, only this one account can set limit to 100K and can transacted above the 50K limit.

The account is just a normal SA passbook account. Anyone else with MBB online can set its daily limit to 100K?
Thanks.

This post has been edited by sirius2017: Jun 30 2023, 10:21 PM
sirius2017
post Jul 1 2023, 09:10 PM

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QUOTE(ronnie @ Jul 1 2023, 08:53 PM)
Different account has different limits you can set
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As I know, currently, online personal banking for Malaysian banks had a combined limit at 50K per day.
Was surprise when early this morning found the limit setting can be set to 100K instead of the usual 50K.
I thought Maybank had increase the online combined limit per day for personal banking.

However, was very surprise all our other siblings MBB account is still max at 50K.
So, was wondering if any one else daily combined max limit is 100k instead of the usual 50K.
Thanks
sirius2017
post Jul 3 2023, 04:16 PM

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QUOTE(nexona88 @ Jul 3 2023, 03:44 PM)
still the 50k limit...

Kawanku SA with Passbook from school days  tongue.gif
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Thanks. Kind of strange. 3rd party transfer and Duit Now transfer can set up to 100K.
Too bad FPX still at 50K.

Maybe MBB is rolling out the changes in stages.


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sirius2017
post Jul 3 2023, 04:27 PM

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QUOTE(nexona88 @ Jul 3 2023, 04:21 PM)
u open the account which year??

probably going by the years opened??
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Opened over 20+ years ago. Just a normal SA with passbook
sirius2017
post Jul 18 2023, 11:39 AM

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QUOTE(newtunes @ Jul 18 2023, 11:22 AM)
Did a Duitnow on Pbe, can't go through despite approve via push notification, the transaction now subjected to pending verification status, find faq section now have 12 hours cooling period for pending verification.

Even transfer to own account to other bank also need to wait 12 hours... despite using Duitnow.
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Ya, they implement this on 22/6.
If you want the transfer to be done ASAP, you can called them at 603‑2170 8000, or email there at casemanagement@publicbank.com.my where they suppose to call you back for verification.

CS from public bank will ask some questions on your account details etc. So get ready all the answers and details of your debit card etc.

Problem if you are in overseas, call can be expensive.
If got FD maturity, better do the redemption at 6.00am when the system is available to provide for this cooling off period biggrin.gif

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sirius2017
post Jul 18 2023, 02:38 PM

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QUOTE(newtunes @ Jul 18 2023, 02:15 PM)
If no call them or email them, then after 12 hours will auto go thru? or auto cancelled?

Transfer thru saved favorite ac also pending... , Duitnow serves little purpose if pending so long. 
I taught the secure push notification that eliminate SMS OTP already more secure, now even need to have pending? 
Big amount like 5 digit may be understandable, but the amount transferred is much less.

Next time, if urgent need to pay for something or someone, I better go to ATM to withdraw. Amount not big, ATM also can withdraw.
Really embarrass if said to someone, I Duitnow you for the payment, then only found out the transaction is pending.
I suggest their system better straight away reject, instead of pending if found suspicious.
At least rejected, I can go to ATM or bank directly withdraw to make for payment instead now hanging in between.
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Transaction pending verification will go through after 12 hours cooling period if you do not call or email them.

I do agree PB implementation of transaction verification is rather weird and super inconvenience to users. I did told their CS about this. He mentions not all transaction affected. So far I was hit once trying to transfer to my own account in another bank (via own favorite). The amount is the max online limit. Have not try with smaller amount yet.
sirius2017
post Jul 18 2023, 03:50 PM

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QUOTE(cybpsych @ Jul 18 2023, 03:21 PM)
fyi

i've tried smaller amount 7xx from PBB SA to fav/saved account (MBB SA). no verification triggerred.

guess there may be some certain threshold and/or adhoc -vs- fav and/or past historical transfer? just guessing  laugh.gif
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PBB could improve their checking algorithm. If transfer is from saved favorite AND same account holder name, should just let it through.
sirius2017
post Jul 31 2023, 10:37 AM

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QUOTE(hihihehe @ Jul 31 2023, 10:14 AM)
1st time using mobile number to receive money via duitnow but the funds not showing up yet in PBB after 12 hours

does it take some time? this is PBB to PBB
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You can logon to PB internet banking and check pending verification transactions.

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sirius2017
post Jul 31 2023, 10:51 AM

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QUOTE(hihihehe @ Jul 31 2023, 10:43 AM)
no entry there. i do not remember registering my mobile for duitnow too but the person can see my name after entering my number so i assume it is registered?
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Oh, I misunderstood your question. You are actually the receiving party. Then it will not be under PBB pending verification, it is for sending from PBB using online fund transfer.

You might want to check your mobile number for duitnow registration is to which banking account.
sirius2017
post Jul 31 2023, 11:08 AM

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QUOTE(hihihehe @ Jul 31 2023, 11:02 AM)
how do i check ya?
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In PBB it is under Fund Transfer/Duit Now/Manage DuitNow.
Even the mobile number it not registered to PBB account, you can see view which bank a/c it is tied to.
You can also check this type of setting from your other bank internet banking, under the duit now setting etc

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sirius2017
post Aug 28 2023, 10:34 AM

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QUOTE(cybpsych @ Aug 28 2023, 10:24 AM)
try here too
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Can use CIMB click to transfer directly to eWallet TnGo

https://www.cimbclicks.com.my/tng-duitnow-c...b4:home_b5:hero
sirius2017
post Aug 28 2023, 11:41 AM

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QUOTE(em_on @ Aug 28 2023, 10:35 AM)
Which e wallet you meant? i.e. tngo? shopeepay, etc.
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TnGo eWallet. So far I notice only TnGo can do a direct from Bank duitnow transfer to TnGo account number. I saw this option in CIMB and Maybank internet banking website. Although DuitNow website did mentioned Booast and ShopeePay with GrabPay coming soon. However, so far cannot see these eWallet option in bank internet banking website.


https://www.duitnow.my/Transfer/index.html

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sirius2017
post Aug 28 2023, 11:49 AM

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QUOTE(darachan @ Aug 28 2023, 11:30 AM)
Can PBB transfer to TnG Ewallet by its 12 digit ID? (my DuitNow ID is tied to some other entities, not to my TnG Ewallet)
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It not part of your Duitnow ID unless you link your TnGo ewallet to your mobile number which you do not prefer to activate this function.
You can use your TnG eWallet account number as an Bank Account Number where the bank id is TnGo eWallet.

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