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 Instant Transfer (DuitNow) & Interbank Giro (IBG)

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SUSPink Spider
post May 28 2012, 10:20 AM

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QUOTE(scoop7 @ May 28 2012, 09:20 AM)
What to do if I want to transfer 15k from public bank to other bank in malaysia?
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If u want same day clearing, go branch request to do Telegraphic Transfer by RENTAS, charges may range between RM7 (RHB) to RM14 (HLB), I dunno bout PBB.

Some banks even got function in their internet banking to do immediate transfer...HLB charges RM1 per transfer but I'm not sure about the transaction limit.

If not urgent, Transfer by GIRO is cheaper, 1/2 to 1 working day clearing time. icon_rolleyes.gif
SUSPink Spider
post May 28 2012, 06:21 PM

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QUOTE(ronnie @ May 28 2012, 06:04 PM)
Come to Puchong.
Withdraw RM15k cash and walk the destination bank in Puchong (we have all banks except KFH)
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1 motor pass by with a parang-wielding guy and you're finished rclxms.gif
SUSPink Spider
post May 11 2013, 10:13 AM

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Just to share, i did GIRO using AmOnline, FREE, not even 10 sen rclxub.gif
SUSPink Spider
post May 11 2013, 10:31 AM

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QUOTE(ronnie @ May 11 2013, 10:28 AM)
SCB offers FREE IBG transfer via SCB Online Banking for all account types  rclxm9.gif  icon_idea.gif  thumbup.gif
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How many free transactions per month?
SUSPink Spider
post May 11 2013, 10:54 AM

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QUOTE(ronnie @ May 11 2013, 10:46 AM)
UNLIMITED..... limited by the funds you have  cool2.gif  cool2.gif
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Yea lor...10 sen, might as well don't charge, treat as customer benefit rclxms.gif
SUSPink Spider
post Oct 19 2015, 12:30 PM

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QUOTE(will4848 @ Oct 19 2015, 10:59 AM)
call the bank la ...  doh.gif  doh.gif  doh.gif
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+100

The bank's staff can answer u in less than 1 minute yet u took the trouble to open this thread and WAITTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTT for response doh.gif
SUSPink Spider
post Dec 26 2015, 11:26 AM

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QUOTE(kart @ Dec 26 2015, 11:23 AM)
^
Thanks for your tips, Ramjade.
It will cost RM 0.53 to perform IBFT via Ambank ATM, right? The intention is have the cost of the IBFT / IBG to be zero, or as low as possible.  smile.gif
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Mana ada instant transfer that is free, even Hong Leong also charges RM1. But the good thing is, it's really fast, really INSTANT.
SUSPink Spider
post Dec 26 2015, 06:11 PM

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QUOTE(wil-i-am @ Dec 26 2015, 05:54 PM)
In fact, IBFT is free until 31/12/2015
http://finance.bernama.com/news.php?id=1175127
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Aku tau... whistling.gif

Tick tock, tick tock... tongue.gif
SUSPink Spider
post Dec 26 2015, 06:34 PM

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QUOTE(andrekua2 @ Dec 26 2015, 06:22 PM)
I never used Instant IBG before, until my friend who worked in PBB told me that its worth it because you can instant confirm the account belong to the recipient. True enough it was worth the 50cents due to this.

I do think that banks have to adopt this mandatory to promote IBG.
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Give u a tipsy to be Mr Kedekut/Kiamsiap ph34r.gif

Use IBFT@Instant Transfer to confirm the recipient details, but STOP at "confirm transaction" page i.e. don't proceed
Go back to Interbank GIRO function to use the same details, transact and pay only RM0.11 blush.gif
SUSPink Spider
post Dec 26 2015, 07:36 PM

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QUOTE(andrekua2 @ Dec 26 2015, 06:41 PM)
I dont really transfer that often. I will pay even if it cost RM1 since going back and forth to banks cost even more. Also it is good for banks so that they can afford to spent to improve security every now and then.
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apa going to bank back and forth...GIRO also available online la doh.gif

This post has been edited by Pink Spider: Dec 26 2015, 07:37 PM
SUSPink Spider
post Dec 26 2015, 09:00 PM

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QUOTE(Ramjade @ Dec 26 2015, 08:19 PM)
Just use IBG. Why need to do all the above? Unless of course the above can give you instant at the price of RM0.11  tongue.gif
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U did not read properly.

andrekua2 mentioned about the benefit of IBFT@Instant Transfer which can let u see and verify the recipient NAME before u proceed - u key in account number and the accountholder name pops out. With IBG, u don't have that facility - u have to key in account number, account name (and IC/passport/company number if u wish), if details (account number) salah, and u did not click "verify recipient details", say bye-bye to your funds.

This post has been edited by Pink Spider: Dec 26 2015, 09:01 PM
SUSPink Spider
post Dec 26 2015, 09:01 PM

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*double decker

This post has been edited by Pink Spider: Dec 26 2015, 09:02 PM
SUSPink Spider
post Dec 30 2015, 05:20 PM

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It baffles me that things that can be answered as simple as going to read the Rates & Charges and FAQ pages of the bank can go on for 52 pages doh.gif
SUSPink Spider
post Jan 10 2016, 10:12 AM

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AmBank AmOnline already have Instant Transfer. Check it out rclxms.gif
SUSPink Spider
post Jan 10 2016, 10:21 AM

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QUOTE(Ramjade @ Jan 10 2016, 10:16 AM)
Is not free right Still kena charge rm0.53 right?
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Normal lar, don't compare to those "special" account like True by AmBank lar... doh.gif

Btw, just did IBG from AmOnline (the non-instant transfer), did not get charged RM0.11 rclxub.gif
SUSPink Spider
post Jan 15 2016, 05:27 PM

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just testing AmBank online instant IBFT...phailed. Dunno apa error tu doh.gif
SUSPink Spider
post Jan 16 2016, 09:57 AM

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Tried AmOnline instant transfer again...

QUOTE
000199 - DESTINATION SYSTEM NOT AVAILABLE - MISCELLANEOUS ERRORS


doh.gif doh.gif doh.gif
SUSPink Spider
post Jul 11 2016, 02:53 PM

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Foreign inward TT usually takes how many days to receive?
SUSPink Spider
post Jul 11 2016, 04:54 PM

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QUOTE(wil-i-am @ Jul 11 2016, 04:49 PM)
1 working day for some Banks
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Tau awal pakai Western Union better doh.gif

 

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