guys, ....

i've got a question: wanna know the exact difference between instant transfer vs IBG transfer since i just only learn how to do onlline transaction just a few days ago...

1)in my case, for eg: i already done instant transfer from lets say, Public Bank to BSN via onine, but after i check the bsn account, the amount i got isn't exactly the total amount that i already transfer,..

for example, i transfer RM120 from PBB to BSN via online(instant transfer), but i only get RM110 banked into the BSN account, which is a 10 ringgit deduction , why so...

is it something have to do with these?


2)& also, i try again using IBG transfer via online, but this time, i got the exact amount into the bsn account even though i have to wait for quite some time, so, in a nutshell, IBG transfers via online will have less charges, but the slight disadvantage of IBG is that it is not as instant as instant transfer, am it right?

in that case, which is more viable/convenient? bcos personally for me i will only do online transaction/fund transfers only once in a blue moon, so IBG also okay right??

ahhhhh, thanks you both ...

just to let you guys know, every month only once or max thrice i will do transfer thru online, because all these while, i will always do these tranfsers in ATM machine, so, which is why all these online banking is new to me

i just called them(PBB & bsn) both and case settled liao, thank you, learn something new today