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 Instant Transfer (DuitNow) & Interbank Giro (IBG)

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Gabriel03
post Jul 27 2019, 11:31 PM

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When I schedule an IBG transfer on a later date with Maybank, the transfer is normally done around 5 pm (if not mistaken), which leads to the fund arriving the next day by 11 a.m. at the destinated account.

Do other banks schedule the ibg transfer earlier like in the morning so that the money arrive on the same day at the destinated account?
Gabriel03
post Aug 10 2019, 05:33 PM

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I have just noticed that it's possible to schedule a monthly instant bank transfer with Ambank. Is there other bank which does the same?

Cause it's better than a scheduled IBG which takes longer time and do not transfer on weekends and public holidays.
Gabriel03
post Aug 10 2019, 09:21 PM

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QUOTE(cybpsych @ Aug 10 2019, 07:28 PM)
from ambank to ....? another ambank account (intrabank transfer) or another bank (interbank transfer)
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user posted image

Interbank transfer (from Ambank to another bank)
Apparently, it's an instant bank transfer under DuitNow (see the screenshot). I just noticed it recently.

I have one scheduled tomorrow to another bank account. If it is really instant transfer, it'll show in my other bank account tomorrow. If it's IBG, then, it will only appear on Tuesday since Monday is a carryover PH.

Extra comment : to be extra clear, the other bank account (not Ambank), I specified the bank name and account number in the transfer. Normally, DuitNow asks only for mobile number, IC number, etc.

This post has been edited by Gabriel03: Aug 10 2019, 09:28 PM
Gabriel03
post Aug 11 2019, 09:12 AM

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QUOTE(cybpsych @ Aug 11 2019, 07:59 AM)
ambank combined both duitnow+Instant Transfer. if enter account number, it goes thru Instant Transfer. if use personal IDs, it goes thru duitnow.

not bad for ambank for setting future transfer.
from my check with mbb m2u, only intrabank can set future transfer.  biggrin.gif
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Yup, the transfer was done at 7.33 a.m. according the message that i have received.

So, anyone know if there is other banks which practices the same?

 

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