Sunday, 31 March ? The next day, 1 Apr was not a holiday. So he should have received it by evening the next day (Monday, 1 Apr 2013). Suggest you to check with CIMB Bank if the money is not in yet.

Not sure if that will have any problem but you can check your Citibank savings account online anytime from now to see if the money has been credited into your account.

- Payments & Transfers
- 3rd Party Funds Transfer/Bills Payment
- Create New Payment/Transfer
& so on.

Maybank also offers this instant funds transfer too. And also another two or three banks.


I believe Public Bank call theirs as Quick Pay. Service fee is RM2 for transfer to local and foreign Islamic bank. Foreign Islamic bank refers to bank such as Kuwait Finance House. Transfer to local foreign bank will cost you RM4. Examples of local foreign bank is HSBC and UOB.

Will do so later at night

Good thing you mentioned this. I made two transfers out yesterday and none had reach the recipient accounts! Did you call Standard Chartered ?

Just an update. I called the recipient bank and the bank confirmed with me that they have already received the money. The money was transferred out from Standard Chartered on Monday morning (26/5/14) around 8am. So the recipient bank should have received the money yesterday. Not sure what's with the delay...

By 6pm today. And no. Normal IBG is not instant.

1. Instant transfer - Yes. There will be a 6% GST on top of the fee charged by CIMB for this service

2. ATM withdrawal - Yes, BUT only if you use your CIMB ATM/debit card to withdraw money from other bank's ATM. The fee is RM1 + 6% GST

3. ATM or debit card annual fee - Yes. If you are currently using CIMB debit MasterCard, the annual fee you have to pay now is only RM15. Starting next month, you will have to pay RM15.90 (RM15 debit card annual fee + 6% GST).

4. Bill payment - only if CIMB is charging you a fee for making a bill payment via CIMBClicks. Otherwise there is no 6% GST

This post has been edited by MilesAndMore: Mar 5 2015, 08:37 PM

Will do so by tonight.

Now the daily cut-off time has been extended to 5pm. Since he said the transfer was made at 12.33pm last Friday, you should have received the money by 8.20pm on the same day.

Have you been scammed ? I can't give you a definite answer but i suppose the spelling error is a clue. Errors do happen sometimes. I experienced four delayed payments from Standard Chartered to Citibank and OCBC Bank last year. The transfers were made well before the IBG daily cut-off time but money was credited one day late. It is already Tuesday now and even if there was a delay, you should have received the money by now...

You could call Maybank and quote them the reference number. See how they can help you.

And if you look at the attached images again. Besides th spelling error (form instead of from), it is written there the service charge is RM0.10 only. The service charge should be RM0.11 now inclusive of 6% GST.

He seems to be referring to doing a fund transfer, not withdrawing cash...

Something like ATM5 or the OCBC/UOB Bank ATM arrangement in Singapore. Or like JETCO in Hong Kong. Definitely a welcome change

We probably can expect Maybank won't be joining this "pool ATM" service, just like the case of DBS Bank in Singapore as Maybank has the most ATM in Malaysia already.

It is similar to MEPS ATM but without the fee.

A few examples:
- In Singapore, UOB Bank and OCBC Bank have this ATM agreement that allows customers from both banks to withdraw cash for free at either banks' ATM anywhere in Singapore.

- In Hong Kong, all the retail banks with the exception of HSBC and Hang Seng Bank are part of JETCO network and customers from either bank can withdraw cash at any JETCO ATM for free. Now this JETCO ATM is of course by far the best as pretty much all the banks in Hong Kong are in the JETCO network. HSBC and Hang Seng Bank aren't in the JETCO network because they are so big in Hong Kong so they don't need to pay JETCO any fee as their own ATM are almost everywhere in Hong Kong.

This post has been edited by MilesAndMore: Apr 30 2016, 12:39 AM

It will be handled by MEPS just like now. The only thing they need is probably another "name" for this pool ATM service as not all banks will sign up for this pool ATM service.

They all do except HSBC (Premier and Advance account only), Standard Chartered, Hong Leong Bank (free until end of this year only) and UOB Bank (free until end of this year only).

Oh yes. AmBank True Transact account as well. And OCBC IQ account too.

Indeed. Last time when it was just normal IBG it is free too.

It is free

Normally they will open a JustOne Personal account for you these days. MEPS GIRO and IBFT are both free for this account.