Not consider as IBG but BILL PAYMENT ( it's free for most payees)

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Added on July 5, 2012, 4:10 pmMy HSBC Amanah Advance-i account can also get FREE unlimited IBG... Another advantage to open your HSBC Amanah Advance Account-i at their new branches.

This post has been edited by ronnie: Jul 15 2012, 02:10 AM

Hi all,

I've read through all 14 pages here, but i just needed some clarification (pardon me if it's being asked before coz i read all 14 pages, but perhaps i missed some points):

- Is paying say, OCBC credit card from MBB consider IBG?
- Can i convert my current Saving Account (shown as SA in M2U) to Basic Saving Account? Or should i just open another Basic Saving Account?
- If can convert,
- Can i still pay through M2U (auto credit) to my car loan from MBB?
- Can i still transfer from basic saving account to my trading account?

In reference to this promotion ( http://www.standardchartered.com.my/person...july/index.html ), has anyone with e$aver Account (W/o Debit Card) able to get FREE Interbank GIRO for FREE ?

This post has been edited by ronnie: Jul 23 2012, 12:56 PM

This is the same from any bank except OCBC right? So for example from Public Bank Savings (not basic savings) I'd get charged RM2 for each bill payment? Never heard of BSA until I read this thread... no bank which allow to convert?

For bill payment via PBB Online, it is free. However, credit card is not considered as bill payment. It has to be done through IBG unless the credit card you are paying to is Public Bank's own credit card.

Thanks MilesAndMore, now I feel sad for having normal savings accounts at my banks, didn't know about BSA till now wonder if its worth it to open new BSA just so can use for IBG. Difference of Rm1.50 (actually RM3, I will need to do 2 times a month) each month...

Just open another account "Basic Savings Account" to enjoy the "benefit" of 50 sen for first two(2) IBG transaction a month.

i just open a Basic Saving account with MBB. Unfortunately, the staff say I cannot link it with the existing M2U account. so they gave me a new M2U acc. Now i have to manage 2 M2U acc. Is that how it supppose to work?

and they din even ask me whether i would want option 1 or option 2...

what to do now?


edited to add:
just called CS, after checking, they say since mine dun have ATM card, so it's option 2, no annual rm8 fee
but still wondering...cannot link same m2u mer?

This post has been edited by cempedaklife: Jul 30 2012, 02:22 PM

Haven't tried @ Maybank, but Public Bank allow me to link the same online accoutn both my savings account and BSA. M2U shouldn't have any problem I tot, cos I got 3 accounts together there (my main savings and two joint accounts, one savings one current....)

yeah..i have my normal saving acc, premier acc (for share market) and all credit cards in one m2u..

then they say this BSA cannot combine with them in the m2u..i was baffled...

It is true that you can't link your BSA or BCA into your current M2U account.

And by the way, why not just get the ATM debit card ? It is free anyway Do insist that you want to be on option 2 though

thanks for the confirmation miles!!!

it's ok about the debit card, i personally ask them dun need to bother as well, coz the BSA is about the 2 rm0.50 IBG monthly only

but i dunno what's the fuse about why i need open this acc, i go to the personnel that help to take nombor giliran, ask me why open, i just say for saving,
then go kaunter, the girl ask me again why want open this acc

Haha... Probably because you already have two account with them ? I personally have two account with CIMB too. One is an Air Asia Savers Account and th other one is a BSA. When i opened the BSA, i was asked why do i want to open another account since i already have a savings account with them. I just told them people are gonna transfer money to me and i don't want to give them my primary account number which is my CIMB Air Asia Savers account. They said oh... ok and proceed to open me the BSA

Sure? Public bank is free for first year then rm 8 power year...

Very very sure. Even PBB offers this type of account which is called Basic Saving Account.

Confirm Maybank BSA needs to be primary account + ATM card for new M2U access.
Ensure all the accounts are linked to the new ATM card to ensure all MBB accounts are viewable under new M2U logon.

This post has been edited by ronnie: Jul 31 2012, 09:02 AM

I just opened bsa, the customer service rep told me no fee but ATM card for free initially still got annual fee...

Then you can go back to the PBB branch you just opened your BSA at and tell the customer service rep that he/she is wrong because Mr. CHASE from forum lowyat insists that your ATM/debit card doesn't come with any annual fee. Do note that you only get 8x free ATM cash withdrawals a month and 6x over the counter transaction a month. Multiple over the counter transactions on the same day is considered as 1x visit only.

Any link on the unlimited free IBG? I can't find it. Thx!