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 Instant Transfer (DuitNow) & Interbank Giro (IBG)

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Human Nature
post Sep 3 2016, 11:10 AM

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I have 2 savings account and able to view both under cimbclicks. I want to perform IBG from one of the account but it is not listed at the FROM menu. Only the other one appears. Any idea?
Human Nature
post Sep 3 2016, 08:41 PM

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QUOTE(Nom-el @ Sep 3 2016, 06:52 PM)
Is 1 of them a conventional account and the other 1 an islamic 1? If yes, you need two CIMBClicks account to perform transaction for each of them. Kinda stupid but that is how it works for CIMB.
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Both are conventional accounts. The one with me as a single name is able to perform the IBG. The one with joint names (my name is first) is unable to do so.
Human Nature
post Dec 1 2019, 04:42 PM

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I have a savings account with Ambank but without online banking feature. How can I transfer fund to another local bank, to reach on the same day?

Apart from Rentas / cash.

Thank you
Human Nature
post Dec 1 2020, 07:46 PM

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Changing from Instant Transfer to DuitNow is really a bad move. Quite confusing and not user friendly.

I already have 2 DuitNow ID:

- ID 1 is associated with Bank A registered using my NRIC
- ID 2 is associated with Bank B registered using my mobile no.

I want to transfer money from Bank C to Bank D. At the internet portal for Bank C, I need to create a new DuitNow ID for Bank D and I can only register using mobile now. However, my mobile no is already registered for Bank B. So how?

Thanks

Human Nature
post Dec 1 2020, 08:15 PM

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QUOTE(GrumpyNooby @ Dec 1 2020, 07:48 PM)
Can always use DuitNow to Bank Account (using account number).
Mobile phone number & NRIC number are proxy.

Some bank has renamed Instant Transfer to DuitNow to Bank Account.
DuitNow option will have either to Bank Account or to Proxy (mobile phone number, NRIC, etc).

Some bank still keeps them separately.
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Then now I go to bank D to create DuitNow ID. It states can still create an ID using NRIC and later can simply switch between Bank A and D. Sounds good. After I created, DuitNow ID for Bank A is gone and no such switch exist doh.gif

Will try as you suggested, to ignore ID and just key in account no.

This post has been edited by Human Nature: Dec 1 2020, 08:15 PM
Human Nature
post Jan 1 2021, 11:08 AM

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My transaction limit at Bank Rakyat is set to 0 for security purposes. As with other banks, I would change the limit when I want to make a transfer and then revert it back to zero. But I just found out today that, Bank Rakyat only allow the daily transaction limit to be changed once per day mega_shok.gif
Human Nature
post Jan 28 2021, 04:56 PM

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QUOTE(GrumpyNooby @ Jan 27 2021, 08:43 PM)
CIMB says instant funds transfers on banking website temporarily disabled

CIMB users will not be able to instantly transfer funds through its website for an indeterminate period, due to issues caused by unusually high site traffic.

“We apologise to our customers for the interruption to the IBFT/Instant Transfer service on CIMB Clicks. Due to the unusually high traffic that we are currently experiencing, we have temporarily disabled the IBFT/Instant Transfer function,” CIMB said in a statement to LifestyleTech.

IBFT refers to Instant Bank Funds Transfer, which enables an immediate transfer of funds between different banks, as opposed to Inter Bank Giro (IBG) which can take up to several working days to complete a transaction.

According to its maintenance page, the service would be down “until further notice”.

https://www.thestar.com.my/tech/tech-news/2...rarily-disabled
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I managed to do an instant transfer to CC just now. So I guess this is solved hmm.gif Else got to schedule CC payment few days in advance
Human Nature
post Feb 1 2021, 12:53 PM

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Anyone made DuitNow transfer out from BR lately?

The system is impossible. The list of registered DuitNow ID is missing from the drop down menu. Was okay last month. Why are they making instant transfer such a chore.
Human Nature
post Mar 15 2021, 02:10 PM

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Finally I solve the BR DuitNow ID issue. I deleted both registered ID and registered the destination account number as favourite instead. So now it behaves just like instant transfer without the DuitNow ID.

This post has been edited by Human Nature: Mar 16 2021, 12:11 AM
Human Nature
post Mar 17 2021, 08:33 PM

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QUOTE(chonghe @ Mar 17 2021, 04:41 PM)
I dislike the use of Maybank app secure2u to approve transactions. It is so troublesome because I never like to use handphone for things like this. Is there a way to get around? Otherwise changing my priority bank seem to be the only option
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I am going to close my MBB savings account soon. Will state this as reason.
Human Nature
post Mar 17 2021, 09:25 PM

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QUOTE(!@#$%^ @ Mar 17 2021, 09:10 PM)
im surprised many regulars here have such old school thoughts
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As someone that has experience a stolen phone before, the lesser the device is linked to sensitive info, the better it is.
Human Nature
post Mar 17 2021, 09:57 PM

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QUOTE(!@#$%^ @ Mar 17 2021, 09:38 PM)
also to note, if ur phone is stolen, sms can still easily be seen even if locked. if not locked like our friend up there, even more.
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I didn't enable lock screen too. Luckily I have a habit of no banking apps, didn't login banking site from mobile site and always clear my SMS. So the only thing that got me worried that time was my email accounts and several apps that got my credit card linked (like airbnb). So they first need to guess which bank I have account with....and my email have tons of email from banks doh.gif

Having said that, I have no choice but installed OCBC apps now because it requires the one token. For this I make sure to use it only for the token without the need to login.

There was a time when CIMB website is down and the only way to make a transfer was through its app. I installed the app and made the transfer. Then I found out that once I enable the app, I will not get OTP anymore. So I contacted CS to reverse back, disable app and enable OTP.


Human Nature
post Mar 17 2021, 10:07 PM

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QUOTE(!@#$%^ @ Mar 17 2021, 10:00 PM)
nevertheless, i highly suggest u to enable screen lock for security purposes. most smartphones nowadays have biometric security and it would just be as easy as swiping ur phone or pressing the on button.
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There is a story behind it. I did enable my phone. I was travelling overseas and remembered showing my friend just few days before, okay here is my unlock swipe pattern just in case something happened to me. But I later disabled it because it might be too complicated. Few days later, the phone got pickpocketed laugh.gif doh.gif
Human Nature
post Aug 14 2021, 06:50 PM

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Received RM10 for dah duitnow ke campaign. Totally unaware about the campaign until UOB sent a letter informing that RM10 has been credited to my SA.
Human Nature
post Nov 2 2021, 08:36 PM

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Anyone used rentas recently? How long do it takes for the fund to arrive at the receiving account? TQ

This post has been edited by Human Nature: Nov 2 2021, 08:36 PM
Human Nature
post Nov 2 2021, 11:08 PM

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user posted image
From your experience, is this kind of schedule followed strictly? I mean, if I do IBG before 11am, what are the chances that it will only received on the next business day? If next day is public holiday, then gg.

Also, any chance anyone here know how to add registered recipient account no for Bank Rakyat IBG? Able to add favorite for DuitNow and Instant Transfer, but not for IBG.
Human Nature
post Jan 20 2022, 02:21 PM

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Hi, how do we check which Bank account that our mobile phone is registered with for DuitNow? I have forgotten which Bank account it is registered with. If my question make any sense biggrin.gif
Human Nature
post Jan 29 2022, 10:09 PM

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Is there any way to transfer money between SA of different banks via FPX?
Human Nature
post Mar 1 2022, 08:20 PM

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I deposited a CIMB cheque to CIMB CDM at 2pm today and it is already cleared and viewable at my CIMC Clicks. I tried to perform a transfer via DuitNow but error message insufficient fund. Does it mean that the money is not actually in yet?
Human Nature
post Mar 1 2022, 08:31 PM

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QUOTE(moonsatelite @ Mar 1 2022, 08:23 PM)
Does it say that the amount is floating?
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No, it states HSE CHQ DEPOSIT and some numbers below it.

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