Hi Gen X, please recommend me the suitable cc:

1. Annual Income: RM32k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol (mainly), Online purchase / payment, Groceries, Overseas Transactions (seldom)

4. Existing credit cards if any: Nil

5. Preferred Bank or Considering CC from banks: No preference

6. Others: mostly pump petrol at Petronas, looking for cash rebates...

7. Estimated Spending per month with the card: Less than RM1K

Thanks!