1) Annual income: ~100k
2) Free lifetime annual fees: preferable
3) Card required for: Petrol (mainly shell), casual shopping, dinning
4) Existing credit cards if any: Maybankard visa wave, HSBC master gold
5) Preferred bank or considering CC from banks: none as long as can pay online. Lazy to go ATM / bank to pay
6) Estimated spending per month with the card: 1k

p/s: how's PBB platinum card?

Thanks!