Hi everyone, I have been following up on this forum for quite some times, just to see any recommendation from the master here on my existing card...

1. Annual Income: RM 150K above

2. Free Lifetime Annual Fee: not a must

3. Card required for: Petrol, insurance premium, F&B , grocery

4. Existing credit cards if any: ESSO-PBB gold master/ ING-PBB gold master, Ambank Platinum master, HLB platinum master, CIMB Visa infinite

5. Preferred Bank or Considering CC from banks: no special preference

6. Others: --

7. Estimated Spending per month with the card: Petro i use esso/mobil so using PBB card, my family insurance preimium mosly ING so use PBB card. Petrol average about RM 1k per month, Insurance premium about RM 30k per year. For F&B , grocery about RM 1 to 2 K per month.

Any recommendation on my existing card, do I need to get MBB 2 or OCBC Titanium or UOB one card as i think these cards are hot favourite nom , appreciates for reply