Anual income 40k

Free lifetime : a must

Spending : Hotel average rm900 per month, petrol rm400, utilities 200
telco 150, dining and grocery : 100

Other : i planning to apply card mainly for my outstation claim. The spending is like above. So i want to earn a cashback or point. At least it worth something. Anyway i spend mostly on weekday. As weekend i not working.

Card owned : maybank ikhwan.

Looking for cc from : doesnt matter as long i can earn and it worth the spending i made