1. Annual Income: 36k
2. Free Lifetime Annual Fee: A Must.
3. Card required for: Occasional Shopping,Postpaid phone ( thinking of gettin fixed line)
4. Existing credit cards if any: Nil
5. Preferred Bank or Considering CC from banks: Can be anyting ( but gt account at RHB, Maybank and CIMB)
6. Estimated Spending per month with the card: Less than 1k ( at most 300-400)

Hi am a fresh grad, just got a job. What would be the best for me? not so much of a shopper. Just wanna keep a card for emergency purpose. Thinking of getting a mid budget phone and mebbe use occasionally for fuel and tol ( spend less den 400 a month for this)

already working about 5 months bro...