1. Annual Income: rm26400 per year

2. Free Lifetime Annual Fee: A must

3. Card required for: instant cash but pay monthly/petrol/online shopping

4. Existing credit cards if any: Nil.

5. Looking at CC from: Any.

6. Others: I failed to get a personal loan from Al-Rajhi and RHBeasy previous. Reason I dont have any commitment. I get my bike using shop loans, so bank can't detect. I need a cash 6k urgently. Can advise others way to settle my problem?