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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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neTToboy
post May 12 2011, 11:39 AM

New Member
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Junior Member
11 posts

Joined: Jul 2010
From: PJ

1. Annual Income:30k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol (petronas,shell, or BHP) Cash Back/Rebate Only,casual shopping, dining, GSC movies

4. Existing credit cards if any: Nil

5. Preferred Bank or Considering CC from banks:considering CIMB and maybank, but open to any suggestion, as long as it suit me more

6. Estimated Spending per month with the card: less than 1k
neTToboy
post May 13 2011, 09:59 AM

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Junior Member
11 posts

Joined: Jul 2010
From: PJ
Hi bro,


Thanks for your recommendation previously. Since I read that you r using Maybankard 2 Platinum Cards, I plan to apply Maybankard 2 Gold Cards. Any privileges that I can enjoy, especially in shopping or dining. As in any specific outlets?

Do you know any bank that offer discount if buying in NIKE? ;p

Added on May 13, 2011, 10:00 am
QUOTE(Gen-X @ May 12 2011, 11:41 AM)
Then you definitely need to get another card on Top of OCBC TMC as the cash back is capped at RM50/month or spending of RM1000 for 5% cash back (Petrol, Groceries, Utilities and Dining).

Insurance - HLB Essential (but you got to go work out if the returns is more than GST)
OCBC TMC - Petrol, Groceries, Dining and Utilities - 5% cash back better than HLB Essential where petrol you get nothing.
MBB 2 Amex - places that accept AMEX on weekends and get another 5% cash back. Even on weekdays, still get about 2.5% in returns.
Get MBB 2 if you can live without going to Petronas and spend your money on weekends. There are other cards that give cash back, please read previous posts but the returns will not beat MBB 2 AMEX.
*
Hi bro,


Thanks for your recommendation previously. Since I read that you r using Maybankard 2 Platinum Cards, I plan to apply Maybankard 2 Gold Cards. Any privileges that I can enjoy, especially in shopping or dining. As in any specific outlets?

Do you know any bank that offer discount if buying in NIKE? ;p

This post has been edited by neTToboy: May 13 2011, 10:00 AM
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