1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol(shell), Restaurants

4. Existing credit cards if any: Nil.

5. Preferred Bank or Considering CC from banks: Considering citibank shell but need annual income 36k which im below

6. Others: Main reason i want a card is for convenience at shell. I drive around alot (800-1k petrol/month) and my job requires me to entertain ppl to lunch/dinner. Its a hassle always keeping 1k+ cash worrying not enough to pay at restaurants.

7. Estimated Spending per month with the card: minimum 1.5k up to 3k+

Please advice if its possible to get the shell citibank gold or a better alternative to that.
Also my parents are shell citibank gold holders, is it easy to supp me a card?or can they reference me?

This post has been edited by lohmaikai: May 27 2011, 11:17 PM

i checked out OCBC Ti Mastercard it fits my needs well but to qualify still need 36k/annum income. Mine is slightly below
Looks like i have to go for MBB2 amex

1. Annual Income: 33k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Mostly used at restaurants and occasionally pubs/karaoke

4. Existing credit cards if any: Mb2 card(master+amex)

5. Preferred Bank or Considering CC from banks: Citi or any other

6. Others: Need a backup for the mb2card cos CL is low. My entertainment claims are quite high.

7. Estimated Spending per month with the card: 2k-5k if needed, below 1k if not needed.


Thanks

@gen-x thanks for the informative reply. Will check out the Citibank Clear Card that looks like it suits my needs.