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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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lcyeap90
post Oct 1 2012, 11:36 PM

Casual
***
Junior Member
392 posts

Joined: Jul 2005
From: car junk...
1. Annual Income: RM24K

2. Free Lifetime Annual Fee: if got is the best!

3. Card required for: Petrol, Cash Back/Rebate Only, Insurance, Installment Plans, online purchase.

4. Existing credit cards if any: Nil.

5. Considering CC from banks: Citybank clear card or any better?

6. Others: cash back, good rewards & benefits.

7. Fixed expenses per month with the card: RM900 - RM300 petrol, RM250 Insurance, RM100 Dining, RM100 Telco, RM50 movies and others RM100.

8. Non-fixed expenses but recurring in RM: temporary none
lcyeap90
post Oct 3 2012, 09:17 PM

Casual
***
Junior Member
392 posts

Joined: Jul 2005
From: car junk...
QUOTE(Gen-X @ Oct 2 2012, 12:11 AM)
Based on your current income, looks like for cash back, your option is UOB One Classic Card where it at least earns you 5% for your Petrol and Movie Tickets, 2% for Telco and the rest 0.3%

For installment plans, Maybank credit cards are accepted at many merchants, however, since last year, Maybank increased the annual income for their card to RM30K.year. So once your income reach this level, go apply for Maybankard 2 Cards.
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Hi, thanks for your reply. I wish to know, with my current income, is there any other cash back card other than the UOB card which need 60 swipes per year in order to waive the annual fee?
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