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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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kevinmdk
post Jun 17 2012, 01:28 PM

Getting Started
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Junior Member
220 posts

Joined: Mar 2012
From: ★universe★
1. Annual Income : RM30K to RM36K

2. Free Lifetime Annual Fee: FREE IS ALWAYS BEST,but if need paid is fine smile.gif

3. Card required for: Petrol,Dinning,Grocery

4. Existing credit cards if any: PB VISA DEBIT (ATM AND DEBIT),CIMB MASTER DEBIT(FOR ONLINE PURCHASE).

5. Preferred Bank or Considering CC from banks: AMBANK,MAYBANK or other bank smile.gif

6. Others: 22 this years,stable career,hoping to get a house soon need some credit building since not good in saving.

7. Estimated Spending per month with the card: Less than RM1K (might get a new phone after getting the card)

well aprreciate sir smile.gif
kevinmdk
post Jun 17 2012, 03:14 PM

Getting Started
**
Junior Member
220 posts

Joined: Mar 2012
From: ★universe★
QUOTE(Gen-X @ Jun 17 2012, 02:59 PM)
haha, maybe you better not get a credit card since you are not good in saving money and said you will go get new phone after getting a CC (double die in Hokkien, hahaha).

Point is - you don't need a credit card to get a new phone. Either you have the cash or don't.

But if  you still die die want CC, get Maybankard 2 Cards or OCBC Titanium MasterCard and you'll benefit more from them.

suggest you read my series of articles on credit card by clicking here to the prelude to start off.
*
hehe..yup..but because i need to get a car and house ASAP..so i need the CC to build up my credit..and i have the cash to buy a new phone..just dont wish to throw such big amount of cash on a phone to damage my account..
thanks for the reply btw..
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