1. Annual Income: 28K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Movie, Food, Clothes

4. Existing credit cards if any: Nil.

5. Looking at CC from: Any

6. Others: New to credit card, monthly petrol around RM100, 2-3 times movie a month, online transaction (groupon, pay phone bill), shopping for clothes but not frequent. Will a credit card benefit me?

This post has been edited by kenn723: Jul 14 2013, 12:45 AM