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Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)
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SUSizdyharz
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Mar 26 2011, 01:40 AM
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Halo masters n sifus... How long normally it takes to process Public Bank Credit Card Gold Visa? I just apply it today and I need it urgently as I need to go to oversea in 2 weeks time. This is the 1st time im applying for credit card. My annual salary is rm130K.
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SUSizdyharz
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Mar 26 2011, 01:59 PM
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Oh.. thanks sifus... Btw, the reason why i chose Public Bank just to avoid the hassle since the bank already know my bank transactions, n ect.. Well that what I was thinking. So.. now should I just cancel the application first n apply for Maybank or CIMB card or... dont have to cancel it but apply for another card with the different bank?
I dont really care bout the benefits n ect.. I just need a credit card that can be approved as soon as possible n thats all coz once i return from oversea im gona cancel the card anyways.
This post has been edited by izdyharz: Mar 26 2011, 02:01 PM
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SUSizdyharz
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Mar 26 2011, 02:12 PM
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QUOTE(chemistry @ Mar 26 2011, 02:05 PM) well , you may let PBB proceed with your application, but don't forget you'll need to pay RM50 tax for this new card. Unless you don't bother about RM50 lor... Yes, either Maybank or CIMB Card Centre can issue new card within one day. Why must cancel it when you come back? Don't you use credit card? It is very useful tool to manage finance. Spend within capability will not harm you anyway. Oic.. thanks for the information chemistry... Yeah i never use credit card before n all this while i dont really need a credit card. Since now im going to US for a month i think better I apply credit card, dun wanna bring a lot of money there.. troublesome. But I dont travel a lot so will apply back if theres a need in d future. I dunno whether this approach is ok or not but I always will go for cash unless if theres no choice.
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