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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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hcstwb
post Jan 27 2012, 05:31 PM

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Joined: Jan 2003
1. Annual Income: about 100K
2. Free Lifetime Annual Fee: Must.
3. Card required for: Petrol rebate
4. Existing credit cards if any: CitiGold, SCB platinum
5. Preferred Bank or Considering CC from banks: Maybank, since my new job salary account is from Maybank for easier repayment
6. Others: Easy card repayment, rebate!
7. Estimated Spending per month with the card: RM3000. Petrol is about RM 400
hcstwb
post Jan 27 2012, 11:08 PM

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Junior Member
298 posts

Joined: Jan 2003
Hey thanks a lot.

One more question, the cards mentioned (rewards points and rebate) also applicable to sup card?

This post has been edited by hcstwb: Jan 27 2012, 11:09 PM
hcstwb
post Feb 19 2012, 10:13 PM

Getting Started
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Junior Member
298 posts

Joined: Jan 2003
QUOTE(waikit0513 @ Feb 19 2012, 08:48 PM)
You can get the card easier if you have record with the bank, specifically:

a) Housing loan
b) Hire purchase or
c) Payroll.

If you are their prospect customer, they will contact you from their CRM system (provided their system is intelligent enuf) to offer you the CC.
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Ya agree. I applied both MBB and OCBC, OCBC asked me to wait for more payslip (just changed company) before applying while MBB already approved due to my new job payroll account is with MBB.
hcstwb
post Jul 26 2012, 01:16 PM

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Junior Member
298 posts

Joined: Jan 2003
Recently changed a job that going to travel frequently. I already have the best rebate cards, just wondering if it is worth to apply new card for travel.

1. Annual Income: >RM100K
2. Free Lifetime Annual Fee: If possible
3. Card required for: Travel expenses (hotel, airfare overseas transaction)
4. Existing credit cards if any: Maybankard 2 Cards, OCBC Titanium, Citibank Platinum master
5. Preferred Bank or Considering CC from banks: Not really
6. Estimated Spending per month with the card: Rm2-4K

Thanks in advance.

This post has been edited by hcstwb: Jul 26 2012, 01:17 PM
hcstwb
post Jul 26 2012, 01:45 PM

Getting Started
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Junior Member
298 posts

Joined: Jan 2003
QUOTE(Gen-X @ Jul 26 2012, 01:40 PM)
Your Maybankard 2 Cards should be fine and the other cards as back up. But if you want enter airport lounge, then different story  tongue.gif
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Hmm... read your post on Citibank Premiermiles and platinum. I think unless i need the 2 priority passes annually, otherwise my Citibank platinum master should able to cover the airport lounge in KLIA and LCCT, though I don't think I be using this benefit frequently as I always travel with colleagues.
hcstwb
post Nov 7 2012, 10:37 AM

Getting Started
**
Junior Member
298 posts

Joined: Jan 2003
1. Annual Income: > RM100K

2. Free Lifetime Annual Fee: Preferred

3. Card required for: Business Travel Oversea

4. Existing credit cards if any: Maybankard 2 Cards, OCBC Titanium

5. Preferred Bank or Considering CC from banks: None

Thinking to getting another card for travel purpose, pls recommend sifu!

Edited: Looking at Citibank Business Platinum Card now.

This post has been edited by hcstwb: Nov 7 2012, 10:38 AM
hcstwb
post Nov 7 2012, 02:30 PM

Getting Started
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Junior Member
298 posts

Joined: Jan 2003
Thanks for the recommendation.

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