1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Online transaction(booking hotel) / petrol in the future

4. Existing credit cards if any: Nil because its 1st time.

5. Preferred Bank or Considering CC from banks: Maybank, CIMB, Ambank

6. Others: I just want cc to do online booking and maybe in the future use it for petrol because now only own a motorcycle so use cash only Any suggestion whether i must get a cc or have other option to do online booking?

7. Estimated Spending per month with the card: Less than RM1K

Thanks