1. Annual Income:RM36K to RM48K

2. Free Lifetime Annual Fee: A Must .

3. Card required for: Petrol, Cash Back/Rebate OnlyFree LCCT Lounge Access , Fine Dining, Shopping, Utilities, adhoc spending.

4. Existing credit cards if any: Nil.

5. Preferred Bank or Considering CC from banks: OCBC Titanium, UOB ONE PLATINUM, MAYBANK 2 CARDS (Alreaedy sent my applications)

6. Others: I travelled more than 100km a day. 2-3 days one full tank.

7. Estimated Spending per month with the card: Less than 1k if didn't go fine dining or shopping.

1. Annual Income: Eligible

2. Free Lifetime Annual Fee: A Must.

3. Card required for:
TNB, TM, Maxis, Celcoms, Indah Water, Water Utilities - RM2000 & above
Petrol = RM300-500

4. Existing credit cards if any: OCBC Titanium Mastercard, MBB2Card (Amex & Master)

5. Preferred Bank or Considering CC from banks: Any that saves

6. Others: All bills are of company bills. I am paying on behalf and claim back CASH from my company.

Any other cards that gives 5% on bills?

It's getting harder to apply for OCBC Titanium. It's a very good CC, just capped at RM1000.00.

This post has been edited by ck23: Apr 24 2012, 05:29 PM

haha.. here is how i did. OCBC reaches RM1000+, i will use MBB2 Mastercard (earn 1x TP)
it's better than nothing.

Maybe I'll get UOB. Just thinking. But the RM50 GST cant be waived. Need at least RM2500 paid on bills to break even.

OCBC reaches RM10000, RM50GST auto waive.

So, Im just hentam the overflow on AMEX (only if it is accepted) or hentam on MBB2Mastercard.

Mostly, my AMEX just on fine dining & petrol. Rebate not usually fully claimed.

What to do? haiz amex sucks!

is there any credit card for company?
For company bill payment and stuff.

Believe it or not, i have OCBC titanium and applied for UOB kena reject. I also dunno why. 1 person can't have more than 2 credit cards?

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Added on September 15, 2012, 10:57 amCitiBank Clear Card~

This post has been edited by ck23: Sep 15 2012, 10:57 AM