1. Annual Income: RM48k and above

2. Free Lifetime Annual Fee: A Must.

3. Card required for: Cash back/rebates for general spending/online purchases, Airmiles program

4. Existing credit cards if any: Nil.

5. Looking at CC from: Please suggest.

6. Others: Just started working after graduating and fly frequently within Malaysia as my job require me to travel often. Would be best if my first card is with an airmile program (i have AA BigShot ID) besides offering me cashback/rebates on general spending like petrol, telecommunication, bills, etc. Thanks.