1. Annual Income: RM36K to RM96K (My Income is very unstable )

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol(Shell only), Cash Back/Rebate Only, Utilities, Groceries, etc

4. Existing credit cards if any: CIMB Direct Access Platinum (Master) & UOB Preferred Platinum (Visa)

5. Preferred Bank or Considering CC from banks: OCBC Titanium Mastercard Cash-Back & Maybankard 2 American Express® Card and Maybankard Visa Card

7. Estimated Spending per month with the card: RM2000+/- & RM1000+/- for both cards


want to cancel both CIMB Direct Access Platinum (Master) (going to join them I can't hold any card with them) & UOB Preferred Platinum (Visa) (this yr star to asking to pay the annual fee, has to call them to cancel it)which I used more than 10 years++, no any outstanding balance on both of the cards currently

keen to apply both OCBC Titanium Mastercard Cash-Back & Maybankard 2 American Express® Card and Maybankard Visa Card

but my income is not very stable
can I just photocopy my both current CCs to the Bank to apply them?

advice pls TQ

This post has been edited by asiatrader98: Jun 4 2012, 10:56 PM