1. Annual Income: ~RM36K

2. Free Lifetime Annual Fee: A Must

3. Card required for:
- 0% Instalment on Laptop purchase
- Petrol
- Cash Back/Rebate

4. Existing credit cards if any: Nil

5. Preferred Bank or Considering CC from banks: Prefer Maybank or RHB. Will consider from other banks.

6. Others:
- Fresh graduate (just started working last 6 months ago)
- Currently working at a new company without payment slip, but i still can use my bank statement as a proof right?
- Primary reason to have a credit card: wanted to build my history with CC and wanted to buy a laptop with 0% Instalment, pay monthly for 12-18 months.

7. Estimated Spending per month with the card:
- One time purchase of a laptop worth around RM3k-6k
- Monthly: Less than RM1k

1. Basic Annual Income: RM30k, After Allowances and Deductions Annual Income: RM44 to RM57k

2. Free Lifetime Annual Fee: Must

3. Card required for: Easy Payment Plan (EPP) and mostly petrol

4. Existing credit cards if any: None

5. Looking at CC from: Any

6. Others: Doesn't require latest savings/current account statements
- I do have salary slips, but no BE/tax report and no savings/current account statements.


Thanks!