1. Annual Income:Rm100k+/-

2. Free Lifetime Annual Fee: Better if available

3. Card required:To get rebate,Bank record purpose,Convinience

4. Existing credit cards if any:No,But Public bank account member

5. Looking at CC from:Pbb 12% or 8% promo/Ocbc titanium


What card is good to have? Maybe which one has best redemption.
Oh ya,I guess my spending on CC should be 3k-15k per month normally.

This post has been edited by Mr.Audi: May 8 2013, 10:09 PM