1. Annual Income: RM36K to RM48K

2. Free Lifetime Annual Fee: A Must

3. Card required for: List all your needs. Petrol, Cash Back/Rebate , online purchasing , movies.
4. Existing credit cards if any: Nil.

5. Preferred Bank or Considering CC from banks: One card UOB or Platinum One card ?? or makes no difference??what you guys reckon??/

6. Others: nil

7. Estimated Spending per month with the card: no idea , but if cash...can go up to 5 to 10k if targeted the products to purchase if not buying any stuff much maybe just 300bucks or less.

what you guys reckon????