i wonder which card would you guys choose if you are only able to pick/retain one between OCBC TI and MBB2 AMEX?

1. Annual Income: RM60K
2. Free Lifetime Annual Fee: A Must.
3. Card required for: Petrol, or Utilities
4. Existing credit cards if any: M2 Cards, OCBC Titanium
5. Preferred Bank or Considering CC from banks: Any
6. Others: I want cash back only and no reward points.
7. Estimated Spending per month with the card:  RM5K

I already have M2 cards and OCBC Titanium. Currently for petrol i will use m2 cards, and ocbc for telco bills. These two cards i already max out the RM50 rebate every month. I still have about 5k bills to pay every month, for TNB and telco, wondering which are the cards suitable for me?

I have a question - for those retail outlet (such as furniture or light) that not accepting Amex, which credit card can give us good cash back?

Hi All,

I would like to get one platinum card, the reason to have it is due to my work requirement need to travel oversea frequently and I need more credit.

May I know what is the recommendation for platinum card, currently I'm using HSBC gold since long time ago.

is there any bank 's Platinum card annual fees can be waived ?

Thanks in advance!

UOB One Platinum only requires 36k.
However it has annual fees of RM 338 and will be waived if you swipe once every month and spending must be more than RM 3k per year, I think la.

I was also doing research on UOB One Platinum but I think I'll go for OCBC Titanium.

If you are a big spender, the UOB One Card Plat or Classic is not the card to get as you only earn 0.3% cash back for most transactions. Even MBB 2 Visa or MC is better with 0.5% cash back. Petrol only cap up to RM600. The UOB One Card is great for those who need a card for petrol less than RM600/month.

Annual income is basic only or total? I dont quite get it. Or its depend on which bank?

oic.. then do u have experince on which bank will most likely easy to apply for?
AEON credit do give me a call, my friend got gold credit card from MBB, isnt MBB one of th estrict one ?

Any credit cards got free access to lcct premium lounge?

other option than MBB? I like to have mbb since their cc center open on weekends (err.. do others bank also did the same?)
But it's a bit waste to just open an account jsut for cc..

Bro, I assume you did not read his post. he is a foreigner. According to MBB website, he needs to have a MBB account.