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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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Charlton
post Jun 15 2012, 06:56 PM

Casual
***
Junior Member
316 posts

Joined: Jan 2003
1. Annual Income: RM100K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Retail purchases

4. Existing credit cards if any: Maybank2 cards, OCBC Titanium, Citibank Cash Back Platinum

5. Preferred Bank or Considering CC from banks: Anything

6. Others: Anything

7. Estimated Spending per month with the card: About 1.5k.

Most of the time I've maxed out both the RM50 limit of Maybank2 card and OCBC Titanium. I'm looking for another card as a backup to get the max out of cash back benefit. The citibank cash back platinum is only used for petrol as a backup on weekday. Is the Standard Chartered Business Platinum a good one for me?
Charlton
post Jun 16 2012, 10:17 PM

Casual
***
Junior Member
316 posts

Joined: Jan 2003
QUOTE(Gen-X @ Jun 15 2012, 11:22 PM)
Huh? my math must be bad, How you max out both MBB2 and OCBC when you spend only RM1.5K? And even if you do max out the MBB 2 AMEX CB, you still earn approximately 2.5% with the 5X TP.

The thing is, with another 1% cash back CC, you'll need to spend extra RM5000 a year on the new card just to break even with the RM50GST.
*
Sorry Gen-X, there was a typo. The spending per month is around 2.5k. I'm asking about another CC because there are many merchants in melaka that doesnt accept amex.
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