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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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Human Nature
post Oct 23 2012, 01:20 PM

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QUOTE(ruud9985 @ Oct 23 2012, 11:47 AM)
Thanks for the recommendation, I was thinking bout AMEX too, and i am not an Petronas user, haha..  smile.gif
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For hotels booking, do check out the Agoda promo by maybank too! can find it at their promo website.
Human Nature
post Nov 29 2012, 04:14 PM

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QUOTE(felicious @ Nov 29 2012, 09:48 AM)
The standard chartered girl told me that I am not eligible to apply, as it's my first credit card application. sad.gif
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Which stand chartered girl? If she is not interested, then just apply online and let the processing department decide.
Human Nature
post Dec 12 2012, 05:08 PM

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QUOTE(WhitE LighteR @ Dec 12 2012, 04:20 PM)
Need some advice again from you guys after something unexpected happened.

My annual Income: RM 60k

I already have Citibank, OCBC Ti and MBB2 card.

I maxed out OCBC card cashback and for shops that don't receive Amex I find myself with no card that offer either good cashback or good points return. doh.gif

Please recommend me one. This card must either be Mastercard or Visa (prefer Visa as all my card is master doh.gif) and the spending focus would mainly be dining.
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Have a look at UOB one card. I would rank it the 3rd best cashback card after OCBC ti and amex.
Human Nature
post Dec 12 2012, 05:23 PM

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QUOTE(WhitE LighteR @ Dec 12 2012, 05:14 PM)
UOB One card scarry la... laugh.gif The annual fee waiver T&C is insane. And there is no cashback for Dining (0.3% only under general transactions) ph34r.gif
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HLB MACH
2. TrendSetter
- 2% Cashback on Major Style outlets: Uniqlo, Cotton On, Esprit, Topshop, Topman, Forever 21, Zara, Converse, G2000, Charles & Keith
- 1% Cashback on All tickets & hotels purchased with AirAsia
- 5% Cashback on ALL Dining outlets (MCC 5811, 5812, 5814)


Human Nature
post Jan 9 2013, 08:12 PM

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QUOTE(Halfhearted04 @ Jan 9 2013, 06:51 PM)
1. Annual Income: RM33k
2. Free Lifetime Annual Fee: Preferably yes.
3. Card required for: Most of it for petrol and bill payment, restaurant and grocerries (jusco, giant, tesco).
4. Existing credit cards if any: Nil.
5. Looking at CC from: Any
6. Others: i dont own a CC before this. please advise smile.gif
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Your annual income is just slighly below the requirement for OCBC ti, but I would recommend you to try for it. Take note that OCBC is very strict with its policy thus there are many reject cases even for those that meet the income requirement. This card gives you 5% cashback for all the catogeries that you mentioned ie petrol, bill, restaurant and groceries, capped at RM50 monthly.

Read 1st post: http://forum.lowyat.net/topic/2342970

Alternatively, you can try maybank 2 cards, amex card gives you 5% cashback (cap RM50 monthly) for all transactions during weekends + 5x points everyday. limitation is, amex many not be widely accepted compared to visa/mastercard.

Read 1st post: http://forum.lowyat.net/topic/2641365
Human Nature
post Jan 9 2013, 09:34 PM

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QUOTE(RO Player @ Jan 9 2013, 09:21 PM)
1. Annual Income: RM 192,000 per year (serious)
2. Free Lifetime Annual Fee: well..it good to be waived.
3. Card required for: petrol(shell), and others benefits me
4. Existing credit cards if any: Debit only..
5. Looking at CC from: any
Any card would suit me?  whistling.gif
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What other benefits? Amount spent for petrol? From this limited info, i'd recommend maybank2 card + OCBC ti combo

This post has been edited by Human Nature: Jan 9 2013, 09:34 PM
Human Nature
post Jan 17 2013, 08:01 PM

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QUOTE(minto13 @ Jan 17 2013, 07:54 PM)
Really? Can attach the source link?
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1st post
http://forum.lowyat.net/topic/2641365
Human Nature
post Jan 26 2013, 11:42 AM

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QUOTE(sevendogz @ Jan 26 2013, 11:24 AM)
I also would like to know which card currently providing the MAXIMUM rewards for utilities bills, 90% of my payments gone there, please help
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Have a look at Hong Leong Bank Wise CC 10% Cash Back, up to RM100 per month.
Do read the conditions.

If you want less hassle, refer to OCBC Titanium, up to RM50 per month.
Human Nature
post Jan 26 2013, 12:30 PM

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QUOTE(sevendogz @ Jan 26 2013, 12:06 PM)
around 5k, any suggestions?
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OCBC Ti, HLB Wise, UOB One card...
Human Nature
post Sep 22 2013, 04:24 PM

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QUOTE(diaBoliQu3 @ Sep 22 2013, 01:33 PM)
I don't really get it for UOB. From what I read, max cash rebate for OCBC Titanium is RM50 right? Is there any simpler comparison for these two? And how much is max rebate for UOB?
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You can find the answer here, 1st post:
https://forum.lowyat.net/topic/2943431
Human Nature
post Sep 24 2013, 04:13 PM

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QUOTE(hengchuen @ Sep 24 2013, 02:07 PM)
Noted.. but I quite confused on the MBB 2 Cards.. I sign up one time, I got 2 cards.. which card should I use to pay utility/petrol to get the rebate?

and since it is only for weekend's spending.. how am I going to pay the utilities? is maybank2u internet banking available for credit card holder?
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Read 1st post
https://forum.lowyat.net/topic/2819354
Human Nature
post Sep 25 2013, 01:16 PM

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QUOTE(name @ Sep 25 2013, 12:30 PM)
I have

Maybank 2 Card Rm8k

Standard Chartered Visa and MasterCard Rm12k

Citibank Shell Visa and AirAsia MasterCard Rm6k

Is there any option to get new card?

but looking for 20-30k credit card for now;

Got any recommendation please let me know
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If you are eligible for the 20-30k CL, why don't you just request for CL upgrade rather than getting a new card?

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