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 Amara Service Residence V2, by Jaya Megah

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TSharrychoo
post Jul 17 2011, 06:58 PM, updated 12y ago

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Amara Service Residences (Bt.Caves) V2
V1 here

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Location:
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TSharrychoo
post Jul 17 2011, 06:58 PM

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Owner List:
Block A
1) harrychoo
2) makalinlin
3) may1126
4) nick.remember.u

Block B
1) mousepad87
2) adrian0229
3) sugendren
4) pkwei4138
5) Schizophrenia888
6) WLP3234
7) boyboy3663

Block C
1) kienfu
2)
3)

Block D
1) naz80
2)
3)

Quotes from last thread
QUOTE(may1126 @ Jul 14 2011, 02:48 PM)
For my record,

who sign LA with TnC
-suhaimimh   RM207k paid RM3,900
-jacob888      RM233k paid 4,300
-boyboy        RM207k paid RM4,500
-Spanishawk  RM206k paid RM5,000
-mousepad    RM250k paid RM5,000
-Ledygigi       RM245k paid RM4,900

who sign LA with TAK
-adrian         RM250k paid 3,700
-pkwei          RM214k paid 3,300
-sugendren   RM249k paid 3,700

pls correct me if m wrong.

so terrible TnC charge compare to TAK, can we write a letter and show developer how trrible the TnC charge us
*
QUOTE(kochin @ May 29 2011, 09:27 AM)
i don't know if my advise holds any weight but here's my 2 cents worth based on my readings for the last page or so.

dibs vs non-dibs.
it's really a customed thingy for each individual. some have higher capital to invest, some don't. some might have standby surplus cash to pump into the loan, some don't. so there's no really clear cut answer to this question. but being all equal, i would assume non-dibs will result in savings. firstly, it is absolutely true that purchasers are being billed based on stages of completion (or commencement depending on the description of schedule H in the SPA). if under ministry of housing, it should follow the conventional billing based on completion of:
a) 10% upon SPA
b) 10% upon completion of foundation (for the building)
c) 15% upon completion of structural frame of your unit (not building)
d) 10% upon completion of the walls to your unit with doow & window frames
e) 10% upon completion of the M&E and roofing to your unit
f) 10% upon completion of internal and external wall finishes
g) 5% upon completion of sewerage connection to the project
h) 5% upon completion of infrastructural works
i) 5% upon completion of drainage to the project
j) 12.5% upon vacant possesion
k) 2.5% + 5% upon VP but to be held under stakeholder
for more information, you can try this:
http://www.hba.org.my/laws/housing_reg/200...H/schH-2007.htm
or you can try googling SPA schedule H.
a few notable points for calculation of the interest. the interest chargeable will only hit the maximum upon VP. BUT at the same time, when VP, you can theoretically start leasing your unit or you may move into your unit liao.
so the highest chargeable limit of the loan prior to getting your keys will be capped at 70% of your purchase price (bcos you pay the first 10% and the last 20% coincides with handing over date).
and the 70% is distributed over a period of approximately 3 years and thus interest chargeable will be minimal. fyi, the date of the first billing would be quite some time from now because foundation could possibly take a few months (some even >6months). so interest chargable would only be 10% of your loan amount. and from 1st billing to 2nd, there is also a big gap in duration because developer needs to build to at least level 8 to start billing level 8 purchaser. again, to build 8 floors would take minimum 4 months (based on 2 levels per month). so you may potentially be looking at serving interest upto 20% of your loan amount in about a years time. let's not forget, some may have capital reserve and if he/she wishes to dump in capital repayment of about rm25k, they will be able to ofset a lot of interest. think there's a lot of investor who have this amount as reserve anyway. guess this pretty much gives you an idea of the amount of interest involve for your calculation assumption.

stamp duty waiver
as far as i know, this is applicable for first purchase and price of property below RM250k only (but i think this amount has been revised to rm350k). the RM220k/RM250k/RM280k limit thing is meant for 1st time purchaser who draw a salary of rm2.5k and below to qualify for 100% loan. this is the government's my 1st home scheme. i think most will be more interested in the stamp duty 50% waiver scheme. you can try http://imdavidlee.com/50-stamp-duty-waiver...ouse-purchased/ for more information. better yet, check with LHDN.

good luck guys.
*
This post has been edited by harrychoo: Jul 19 2011, 09:03 AM
mousepad87
post Jul 17 2011, 07:14 PM

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congratz on v2.
1st!! haha rclxms.gif

put me on block b owner list! tq biggrin.gif

This post has been edited by mousepad87: Jul 17 2011, 07:15 PM
adrian0229
post Jul 17 2011, 08:59 PM

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kochin
post Jul 17 2011, 10:24 PM

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check in. and whoa.... why quote my post in this thread wor...
put me on table?
makalinlin
post Jul 17 2011, 10:31 PM

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sugendren
post Jul 17 2011, 10:37 PM

New Member
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Me in block b...
Just visited the site today. Land Clearing on the way..expect some earthworks soon...
pkwei4138
post Jul 17 2011, 10:50 PM

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Me in block B too...

TSharrychoo
post Jul 17 2011, 11:11 PM

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QUOTE(kochin @ Jul 17 2011, 10:24 PM)
check in. and whoa.... why quote my post in this thread wor...
put me on table?
*
Hey, ur post is useful for reference on the interest biggrin.gif

Later I update the owner list
kochin
post Jul 17 2011, 11:17 PM

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QUOTE(harrychoo @ Jul 17 2011, 11:11 PM)
Hey, ur post is useful for reference on the interest  biggrin.gif

Later I update the owner list
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copyright material.
to quote me, i need to charge royalty.
one teh tarik kurang manis.
cutealex
post Jul 17 2011, 11:38 PM

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Y create V2 ??

errmm...btw... we are waiting for Tasha check in... brows.gif

errmm...i macam saw this Tasha before...tat time is Sat ard 3.30-4pm, signed LA ....dunno is same person or not...but pretty also..
ebayer
post Jul 17 2011, 11:53 PM

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TSharrychoo
post Jul 18 2011, 12:03 AM

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QUOTE(cutealex @ Jul 17 2011, 11:38 PM)
Y create V2 ??

errmm...btw... we are waiting for Tasha check in... brows.gif

errmm...i macam saw this Tasha before...tat time is Sat ard 3.30-4pm, signed LA ....dunno is same person or not...but pretty also..
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cutealex
post Jul 18 2011, 12:06 AM

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tcws (Tasha) - A-20-xx
may1126
post Jul 18 2011, 09:33 AM

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naz80
post Jul 18 2011, 10:12 AM

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Add me on block D..hehe
shyhhua
post Jul 18 2011, 12:30 PM

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may1126
post Jul 18 2011, 12:48 PM

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Amara site photo on sunday 17/07/11 nod.gif


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kochin
post Jul 18 2011, 01:27 PM

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people use excavator for earthwork, this amara use backhoe.
jialat!
dunno whether 2015 can get keys or not.
shyhhua
post Jul 18 2011, 02:14 PM

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dunno they will preserve the 2 coconut trees or not leh?? then we can have free coconut drinks.... hehehe

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