Best way to find out is call your debit card bank customer service. They can explain to you better.

Why need call, no need, they is no extra money missing before, I already nearly half year using the Debit Card for purchasing, I don't see any extra charging or interest involved.

This post has been edited by Andrewtst: Jul 31 2011, 08:34 PM

Sifu..

yeah, i think that's the best way.

cos for my credit card, it will just show the final charges (from USD to RM), no specific indication of any transaction charges too. maybe its already charged during the conversion?

example :

30th July - Amazon.com AMZN.COM/BILLUS US$113.97 RM339.84 = 2.98 rate
05-Jul-2011 - Amazon.com AMZN.COM/BILLUS US$39.46 RM119.94 = 3.03 rate

I'm using RHB CC their CS told me they will charge extra 0.35-0.50 % but it is already in the RM amount shown in our statement

Anyway it charging or not, also not really can know unless you call, as conversion rate keep changing.

I more hate Paypal rate, as they always charge higher than current, example now is 2.97 but Paypal charge you 3.2

This post has been edited by Andrewtst: Jul 31 2011, 09:20 PM

Just call bro, find out. Let us know too. Can be a reference for us.

Usual CC charges..

Well, you admitted at last that calling is the alternate option.

It's a safer practice to call and inquire. Nothing wrong with finding out the details. Different banks might have different prospects and way of charging the customers. Don't jump into conclusion before knowing it in detail..

How long you have been using Paypal?

This post has been edited by sKyWiR3pT3lTd: Jul 31 2011, 09:30 PM

Yes. For credit card there is not interest appear in statement. If fact, bank can earn profit from you by charging higher exchange rate. Not need separately charge interest or other transaction charge. I believe debit card also same.

This post has been edited by low98944: Jul 31 2011, 09:27 PM

I still believe it not charging.

Paypal - I think a year, actually I didn't notice on the exchange rate, yesterday is me accidentally notice it rate at 3:2 and that time the rate is only 2.96

This post has been edited by Andrewtst: Jul 31 2011, 09:43 PM

what im trying to find out is...if i charge 2 same amount at the same time with a credit card and debit card, which final charges will be lower...? just curious...

You can buy same amount item and one using credit card, another using debit card. Then you will know and let us all know about it.

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Added on July 31, 2011, 9:39 pmAgree

This post has been edited by Andrewtst: Jul 31 2011, 09:39 PM

That I not sure cause I don't have debit card. But I think that depend on bank's own policy. Cause bank can charge any rate (of course must be reasonable) their want. That is why different bank often compete with other banks to attract customer to use their bank service when deal with foreign currency transactions.

The paypal rate for payments on eBay or online purchases are ($2.90 + $0.30 = $3.20 USD). They pick 2.9 as the currency rate. I believe the 0.3 is the commission

Simple and to the point answer. Find out from the bank..easy!

This post has been edited by sKyWiR3pT3lTd: Jul 31 2011, 09:43 PM

Oh! hmm......

look at the prices at our local retail store...S***dy





This post has been edited by wiNd: Jul 31 2011, 09:59 PM

I saw a fella selling Superman set at RM220 at Mudah.my. Pre owned though. Speedy

I also seen it yesterday, the LOTR: EE is bulky, I think it same as UK edition, using normal bulky blue color blu-ray case only

The Superman Anthology is normal Big Amaray case slot in as well, not like US edition that gorgeous.

I plan to snap photos but it put too near the counter, so forget about it. Haha!

I nearly attempt to buy the Green Hornet Steelbook (same steelbook as German / HMV UK edition) but after seeing the price of RM 149.90, I refuse.. Ops!

This post has been edited by Andrewtst: Jul 31 2011, 10:26 PM

I plan to snap photos but it put too near the country, so forget about it. Haha! What you mean by "near the country"?

Typo error la I mean counter.... already correct.

Found this very interesting link to share with Disney fans.

List Of Amazon & DMR Disney Coupons