There is a slight difference between Savers and Saver-i apart from one of it being Islamic.

Savers: RM2000 minimum to get interest. Under RM2000, you get nothing.
Savers-i: Still can get interest even if under RM2000, but it's only 0.4%. Above RM2000 is the same as Savers

i could be mistaken but last week i still see the interest rate under savers-i. i think both of them now have the same interest rate. savers-i used to be good because of the low initial amount to start the interest rolling compared to 2k for savers.

Yes thats the problem. if you have concern of liquidation, go for account with physical counter/atm.
you can look into uob e account too although higher amount to enjoy interest.
fresh grad, m2u saver is quite good edy