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Maybank m2u savers 2.1% pa, 2 gud 2 b true 4 savings acc?
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deity01
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 Aug 16 2016, 04:42 PM
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QUOTE(Ramjade @ Aug 11 2016, 10:21 PM) Luckily I tutup long time ago already.  Too low profit. Btw, I am keeping my Ambank Truesavers. Will IBG RM5.00 from true transect > SCB Just One current > IBFT back to Truesavers once a year. So that both account will not be dormant and no need to pay RM0.11 for IBG. If use bank like Maybank, Cimb, have to pay RM0.11.  M2U saver 2.0% pa still more than Ambank Truesaver 1.8%.. Dear Valued Customers, Please be informed that effective 1 May 2016, the TRUE Savers Account interest rate will be revised as follows: Account Feature Existing Revised Flat Interest Rate 2.8% p.a. 1.8% p.a. |
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deity01
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Sep 23 2016, 11:02 AM
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QUOTE(neuro4869 @ Sep 22 2016, 02:03 PM) Never heard of CMF. Hmm maybe you are right. People wouldn't trust maybank if something are to happen to their eGIA principal. Maybe i will try it for a few months. Btw, how much you put on your eGIA? Just want to know if it's over rm20k ? Not sure if it worth it if principal is low eGIA is not a bad choice, so far based on track record, it gv good interest rate which is above normal FD rate...the best part is...you place the eGIA today, and 10 days later you need it and need to uplift the eGIA, u will get back your eGIA principal + previous 9 days interest... |
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deity01
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Sep 29 2016, 10:52 AM
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QUOTE(chinti @ Sep 29 2016, 10:35 AM) sorry but may i ask what is the risk if no protection by PIDM? if the bank goes bankrupt, then you most probably wont get a single cent back, or get only limited sum back, cos there is no protection or the protection are not clear, and you do not know how the protection works as well even PIDM also protect up to RM250k This post has been edited by deity01: Sep 29 2016, 11:01 AM |
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deity01
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Sep 29 2016, 11:30 AM
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QUOTE(chinti @ Sep 29 2016, 11:00 AM) okay...now im having 2nd thought about the maybank GIA...din maybank just close quite a number of branch? dont worry la..we hv 2.6bil usd backup...  |
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deity01
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Sep 30 2016, 02:12 PM
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QUOTE(HMMaster @ Sep 30 2016, 10:47 AM) Not sure if this is the right to ask, anyone having problem doing intra-bank GIRO transfer? I tried to transfer from Maybank to CIMB (via M2U), but all fail! Tried 3 times. Calling CS is useless, no one pick up the phone...  1. maybe u didnt update ur transaction limit, 2. maybe u exceed your transaction limit, 3. maybe ur fund left after transfer is lower than ur account minimum balance..remember to minus 0.1 for service charge and 0.01 for gst |
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deity01
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Oct 1 2016, 12:10 PM
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QUOTE(HMMaster @ Sep 30 2016, 06:44 PM) 1. no change 2. no change 3. sufficient fund I have no problem last month transferring the same amount to the same account. In fact, the account is saved as favorite! I also not sure. The error message in M2U just not helpful. (Only "GIRO INWARD RETURN C") And they still charge me the GIRO transfer fee! (RM0.11 * 2 times!) most probably you key in/save wrong the receiver bank account details |
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deity01
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Oct 12 2016, 10:58 AM
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QUOTE(edwardccg @ Oct 12 2016, 08:21 AM) I notice m2u saver-i missing interest/profit rate table. Does this mean no interest given? conventional m2u saver have the table m2u saver: http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accountsm2u saver i: http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accountsgot la...but I lazy search for you..lol infact..m2u saver-i cover more... m2u saver: 0% from 0 - <2000, 2.0% 2000 - 50000, 2.2% >50000 m2u saver-i: 0.4% from 0 - <2000, 2.0% 2000 - 50000, 2.2% >50000 |
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deity01
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Mar 3 2017, 11:02 AM
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QUOTE(MGM @ Mar 2 2017, 11:51 AM) Better than Savers-i? The RHB Smart Account and RHB Smart Account-i, which can be opened online, reward customers attractive returns of 3% per annum and 1% bonus payouts based on the banking transaction performed. is really like OCBC 360, if you are able to fulfil the RHB Smart Acc criteria, no harm using it, otherwise just stick with M2uSaver/ M2uSaver-i or better, the MBB eGIA-i This post has been edited by deity01: Mar 3 2017, 11:03 AM |
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deity01
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Sep 14 2017, 03:55 PM
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just change name only..
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deity01
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Mar 2 2018, 02:58 PM
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QUOTE(-Shinjiz- @ Mar 2 2018, 11:51 AM) thanks for the tips. just wondering if we could use m2u savers account for daily transaction or crediting salary directly (e.g from company)? or still need to go through saving account and then manually transfer it into m2u savers?  can, my salary is directly credited to my m2u saver account |
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