Anyone know what is the cut off time that m2u savers calculate interest? Example: I have 3k balance beginning of the day, I withdraw 2k at 12 noon. Deposit back 2k at 10pm night. Do I earn any interest for this day itself?

I see. Then I just need to ensure my balance is more than 2k by night time. Tq very much.

If is let say 9.30pm, then we can exploit it with GIA-i account. Everyday morning withdraw the GIA-i to earn 3.5%, then put at savings account until 9.30pm to get another 2%, then put back at GIA-i @ 9.45pm.