curious, as a fresh grad I have a choice to open a bank acc with Maybank or CIMB for salary purposes. Is this Maybank2u Savers still a liable option? I have also seen this e-GIA mentioned but now its called GIA-i? is it the same?

Noted! But it doesnt matter what account I open in either these two banks for salary purposes right? Which Im seeing that savings is the account I shoiluld open for salary entry.

Is this maybank savers a good idea if I need a liquid account (i.e. for expenses like living, leisure, etc.). The drawback is it needs RM2000 to enjoy the 2% rate but is there a better option out there?

I see. But for what you had stated before, you can't use those ANSB or the Philip fund for immediate cash use isn't it? Like you can't redraw from ATM, purchase things online, etc? Or do you perhaps hold a set of cash on hand for an entire months worth of living expenses (food,petrol,etc)?

m2u saver seems not bad for the time being, unless theres something really similar and better out there, perhaps at a lower deposit to enjoy the rate? UOB e account up to RM5k has 0.05% only. The 3.60% is like above 50k. LOL

I do plan to use credit card but I need atleast 3 months payslip to apply, so I gotta work 3 months first haha. Probably not very often that I would redraw cash but cash I use for small things like maybe food, etc. If somehow no cash, need redraw from credit card theres a really high charge I think. Which is why Im looking at like a savings account where I don't put a lot of money but still got okay rates ( the account is more for quick cash use). Maybank 2u savers need atleast 2k for 2% which I would frankly rather put more into the ANSB for returns of about 6%.

I think is this right? http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal

It seems atleast if drop below 2k got some amount of interest, where the normal one if below 2k got nothing.