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 Maybank m2u savers 2.1% pa, 2 gud 2 b true 4 savings acc?

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SUSPink Spider
post Apr 5 2013, 07:31 AM

Formerly known as Prince_Hamsap
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QUOTE(sheng @ Apr 2 2013, 08:39 PM)
thanks david....sorry im a bit noob at finance..hope u can enlighten me one more thing.
taking this as example:
2,000 to 50,000 | 2.10 | 5:95

does it mean that 2.10% distributed in a ratio of 5 to depositor and 95 to bank? walau..cannot be ah..
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The INDICATIVE profit/dividend rate quoted of 2.1% p.a. is already after the 5:95 apportionment
SUSPink Spider
post Apr 5 2013, 02:34 PM

Formerly known as Prince_Hamsap
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QUOTE(sheng @ Apr 5 2013, 02:26 PM)
ok thanks..so basically these 2 accounts give more or less the same rate..
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Yalar, just SIKIT difference only to satisfy the Shariah requirements tongue.gif
SUSPink Spider
post Sep 30 2016, 06:52 PM

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QUOTE(HMMaster @ Sep 30 2016, 06:44 PM)
1. no change
2. no change
3. sufficient fund

I have no problem last month transferring the same amount to the same account. In fact, the account is saved as favorite!
I also not sure. The error message in M2U just not helpful. (Only "GIRO INWARD RETURN C") And they still charge me the GIRO transfer fee! (RM0.11 * 2 times!)
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Did u select to check recipient ID? If u selected yes, then u key in salah ID (e.g. salah IC no. or salah company registration no.) the transaction will be rejected.
SUSPink Spider
post Oct 1 2016, 12:59 PM

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QUOTE(HMMaster @ Oct 1 2016, 12:50 PM)
Hmm... but the thing is, it worked last month and the months before. And I didn't change anything. (Since it is saved as favorite)

But anyways, I finally manage to transfer the fund by transferring it to another account. Have to test it again end of this month and see whether got the same issue or not.
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ID checking is very sensitive.

My company registration number is 1X1XX-K, but dunno why in bank records they put it as 01X1XXK. That's why I always ask our customers not to enable ID check when transferring money to us, just make sure account number correct ok liao. icon_rolleyes.gif

This post has been edited by Pink Spider: Oct 1 2016, 01:00 PM
SUSPink Spider
post Oct 1 2016, 02:29 PM

Formerly known as Prince_Hamsap
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QUOTE(eleven dragon @ Oct 1 2016, 01:18 PM)
I think you are facing what my tenant did.  She told me the transfer kept rejected, and asked me to check my account.  Exactly the same situation like urs, my acc was saved in favourite and no problem for transfer in past 2 years.  But my acc is always active, and receive transactions daily from others without problem.  I gave her my another acc number yesterday, hopefully she can make it with that.

Probably like what others said, ID check is the culprit..?  Did you go to bank to clarify the issue?  I asked her to go for clarification with bank, but she was too busy to do that... hmm.gif
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Just disable ID check lor. Just be very careful with account number, settled.

Some banks' ID check is done very "robotically", e.g. if 98765-U is kept in bank records as 098765U, if u key in 98765-U, it will be rejected. Same like IC number if 901231-14-8888 but u key in without the "-", might get rejected too.

Or the best alternative is to use Instant Transfer, where recipient name will pop out after u key in the account number, guarantee no salah. RM1 only mar thumbsup.gif

 

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