Oct 2 2016, 07:25 PM
QUOTE(Ramjade @ Sep 22 2016, 01:39 PM)
Even if you want PIDM protected stuff, there are better stuff than M2U savers. One for eg is CMF from FSM. It's not PDM protected but it invest into PIDM protected stuff. Another one you can look at is AMbank Islmaic eFD. Before OPR cut was 3.25%. Now don't know.
>6 months been using eGIA-i. So far no problem. Principal intact, great returns, withdraw any time
As what heavensea said. 
Since CMF invest into PIDM protected deposits, I wonder if the the fund is considered as 1 entity. If that is the case, then the protection with any of the banks will still be RM250k only. For e.g., if the fund invests RM1 million into 1 bank's deposit product, RM750k is not protected. In the event that bank collapses, I wonder how is the accounting treatment like. But since CMF invests into different banks' products, I guess the risk is lower compared to eGIA-i if one is to compare the risk of default. >6 months been using eGIA-i. So far no problem. Principal intact, great returns, withdraw any time
As what heavensea said. QUOTE(Pink Spider @ Oct 1 2016, 02:29 PM)
Just disable ID check lor. Just be very careful with account number, settled.
Some banks' ID check is done very "robotically", e.g. if 98765-U is kept in bank records as 098765U, if u key in 98765-U, it will be rejected. Same like IC number if 901231-14-8888 but u key in without the "-", might get rejected too.
Or the best alternative is to use Instant Transfer, where recipient name will pop out after u key in the account number, guarantee no salah. RM1 only mar
Actually, it's RM0.53 only including GST.Some banks' ID check is done very "robotically", e.g. if 98765-U is kept in bank records as 098765U, if u key in 98765-U, it will be rejected. Same like IC number if 901231-14-8888 but u key in without the "-", might get rejected too.
Or the best alternative is to use Instant Transfer, where recipient name will pop out after u key in the account number, guarantee no salah. RM1 only mar
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