no. to make it simple.

the phone is after discount, rm1990, but the money you save is from the monthly plan, previously RM88, now maybe rm43.

you look at the upfront payment for the phone, thats the actual price of the phone. The rest is just the plan's monthly payment.

the actual discount is stated, Deduct RM200 from RRP(rm2190 for 16gb) .

is digi currently have stock for ip4s? or need to wait ?

or simply i should just get it via online