It's a con job, really.

when I apply time, just need to swipe 12 times a year, no min amount per year.
that time carrefour oso offer 4% cash rebate. (that is the main reason I apply).

you all can try using it in genki sushi.
Uob got the worst discount amongst all others.
use genki sushi card better.
bhp use their own discount card better.

i cut my card in halves and submit to cancel with a cancellation letter.
I dare the officer to call me.
sure kena kaw kaw from me.

do they accept bank statement printed like that?
can photochop? lol

I got mine after paying for groceries at carrefour, got 4% cash rebate.

then stopped careefour rebate, i oso stopped using uob cr card.

cancelled mine last week.
no point keeping a card which need swipe 3k a year to waive annual fees.

now using cimb free for life.

so good that when i went parking in sg without the card.
when wanna pay, they say can only use EZ-link.

have to walk 2 blocks to buy and reload.

too dependant on it oso not good.

terminated my UOB since 3 weeks ago.
with letter and card cut into halves submitted to their branch.

until to day, no news, no statement, no letter saying i terminated the account.

should i be worried?

I know the feeling.

the cashier and other customer will look as if over credit limit kena reject.

7.8% is a huge savings!

canceled my card.
cut into 2 and submit with a letter to one of their branch.

that was 2 months ago,
until now, no statement, no confirmation letter my card was cancelled,
no call, no nothing.

should i be worried?