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Credit Cards UOB Credit Cards, Revamp One Card - It's A Pure Cash Back

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WaCKy-Angel
post Jun 23 2011, 11:22 AM

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Quite nice.....

But how is it fare compared to MBB 2 Amex card??

How much roughly is Amex 5x TP compared to the 5% cash back?
5% for cinemas only for GSC isnt it? TGV included?
But anyhow i got EON-GSC card that gives 10% (if ticket above RM10).
QUOTE
3. Cash Back of 2% for Groceries capped at RM30 per month.
4. Cash Back 2% for Pharmacies and Telecommunication Bills (unlimited amount).
5. Cash Back 5% for cinemas.
6. All other transactions cash back of 0.3% only.


Should i consider dropping UOB yet?
WaCKy-Angel
post Jun 24 2011, 09:27 AM

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Btw....the new rebates also applicable for old One card??? Or must change to the new card only can get?
WaCKy-Angel
post Jul 19 2011, 10:29 AM

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Hey i just got my statement and read the brochure and realized One card gives 5% cash back bonus (everyday) + 5% $mart cash points?

That is better compared to using Amex 5TP + 5% cash back on weekend? Coz this is roughly like 7.5% value where as One card gives 10% ?
WaCKy-Angel
post Jul 20 2011, 12:04 PM

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QUOTE(hybridkit @ Jul 19 2011, 10:45 AM)
Only participating merchants from this list

The highlighted ones:
user posted image
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Ya that means 5% cash back when i use at any petrol station, and another 2% $mart cash when i use on BHPetrol totaling 7% isnt it?
WaCKy-Angel
post Jul 22 2011, 11:03 AM

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QUOTE(David83 @ Jul 21 2011, 08:07 PM)
My friend who got his UOB One Platinum few days ago  so pissed off. He tried to use the card at petrol station and the transaction was declined. He called to CS and the CS replied that they temporarily block the card for no fair reason even after activation. WTH!
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Lolz one day he pump how many times? bank will reject transaction if pump many times sked stolen card
WaCKy-Angel
post Aug 12 2011, 12:11 PM

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QUOTE(pisces88 @ Aug 11 2011, 11:01 PM)
anyone know if its better to use uob's card when im in hongkong or just change foreign currency? dont wanna carry too much cash around.. lol
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My advise is just use credit card as it will be more convenient because it conversion rate are almost similar to u go convert just slightly higher few cents, but get some currency as emergency incase places dont accept card...

WaCKy-Angel
post Aug 15 2011, 02:36 PM

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QUOTE(arsenal @ Aug 15 2011, 09:24 AM)
UOB platinum now offering Balance transfer 1% upfront for 12 months. Cash Back 88 ringgit to offset 50 bucks gov tax. 5 years annual fee free
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QUOTE(arsenal @ Aug 15 2011, 09:59 AM)
I just did that.. biggrin.gif

If you need the contact pm me..
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Only for new application or existing?
Can give me the contact?

Im going to terminate my card before 20th this month. If this is true then i might keep it.
WaCKy-Angel
post Oct 12 2011, 12:04 PM

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QUOTE(erry- @ Oct 12 2011, 11:59 AM)
mine still the old type of one plat.

[attachmentid=2481619]

already cancelled (confirmed) once before by phone.

then 2 weeks later saw new features, call them back and ask to continue.
cs ask me if i already cut the card so they will send the new 1 with new num, but i said the card is still ok, so just re-activate it.
annual fee is free for life (got b&w), govt tax for this year waived (credited back) if swipe 3x within a month of re-activation.

thumbup.gif
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Same like me..

I called them to cancel because i dont want to get GST charged. 2 weeks later someone called me and offer GST waiver if i perform atleast 1 transaction any amount within 3 months..with condition i have to pay the GST 1st only they credit back next month.
I decline the offer then he say ok no need any transaction but still need to pay GST 1st only will credit back to me..so im ok la anyway i can keep it as backup..
So later i didnt went to pay the GST until yesterday i called up to check got any late payment charge for the GST or not, and the CS inform me no interest coz they straight waive for me smile.gif
WaCKy-Angel
post Feb 24 2012, 04:42 PM

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Uhm excuse me.....This is UOB One card rite?
Isnt it Cash Back only?? Got Smart$ Cash meh??

Btw i just got SMS informing SenQ Sri Hartamas giving promotion for 10% Cash Back for 23-24 Feb...
WaCKy-Angel
post Feb 27 2012, 09:54 AM

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QUOTE(silversuave @ Feb 26 2012, 10:04 PM)
What is the yearly spending to waive annual fee for platinum one card?
From what i read it is RM3000 with 12 swipes a year. But the customer service said the amount has been revised this year onwards to RM36,000 spending per annum for annual fear waiver
Anyone can confirm this?
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QUOTE(David83 @ Feb 26 2012, 10:22 PM)
From UOB website:

Annual Fee Waiver
Enjoy annual fee waivers:
UOB ONE Card - 12 cumulative transactions per year
UOB ONE Platinum Card - 1 transaction per month and RM3,000 cumulative retail purchase per year

URL: http://www1.uob.com.my/personal/cards/cred...b_one_card.html (Other Benefits)
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Platinum as in the ones that has "Platinum" written on it? Or really a Platinum card?

Anyways, I was charged annual fee RM388 and RM50 GST for last year and i called UOB request for waive or i will terminate my card..
I dont think i ever used even once on that card that year..

They said will submit to other dept and wait 1 week for them to call me back...Later they called me back and say can waive for Annual Fee but GST i have to pay 1st but they will give RM50 credit (to offset) for me with condition i must swipe RM300 (or RM3000 cant remember) within 1 month and will credit RM50 next month..
I said nvm then cancel the card and they counter offer with 6 months...I still say NO then they counter again just 1 swipe any credit RM50 this month...

At the end i forgot to swipe the card, and i checked my account the RM50 GST already credited to me..So i can keep my card and need not pay GST and Annual Fee
WaCKy-Angel
post Feb 28 2012, 03:59 PM

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QUOTE(-Franc- @ Feb 28 2012, 03:06 PM)
i see,
thanks for the info
need to be alert when my card will expired then
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Look at your card expiry date.
Usually that month is when the GST will be charged
WaCKy-Angel
post Jun 13 2012, 04:31 PM

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QUOTE(WinDu @ Jun 12 2012, 11:15 AM)
Did anyone receive a call for UOB offering cash advance with low rate & repaying it through 12 months installment?
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Last year got an SMS saying 0% Interest Free from them but when i called them they say got 1 time charge... Cant remember how many % though
WaCKy-Angel
post Jun 15 2012, 10:42 AM

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QUOTE(arthurlim89 @ Jun 14 2012, 04:23 PM)
I wanna buy the laptop @ RM 3xxx ++

but my credit limit just RM 3k, i already call them give temporary increase the credit limit, but not successful, anyone know how to make it successful or have another way so i can purchases that laptop by using credit card? because i planning to do installment
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Split the payment 3K installment using card, and the balance with another card or cash.
That is if you are not buying online....coz online cant split.

Alternatively apply for a different bank card.
WaCKy-Angel
post Jun 22 2012, 08:54 AM

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QUOTE(NewGUY @ Jun 20 2012, 05:53 PM)
Regarding master and VISA,

oops.gif

sign0006.gif

I wonder y the BHP not accept Master AM Bank Carz card, i try few station but still rejected by the station credit card machine at pump... rclxub.gif  rclxub.gif
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If its MasterCard, i dont see any reason why it cant go thru.

What message do u see on the machine?

I suggest u call AmBank and ask them.
WaCKy-Angel
post Jun 24 2012, 09:27 PM

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QUOTE(csk3984 @ Jun 24 2012, 08:45 PM)
Just back from sushi king. I did not get ant smart cash rewards. The smart cash rebate show 0 and my balance in below. Suppose to get smart cash 10% from the total value
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Uhm correct me if im wrong...

UOB does not give smart cash anymore.... they only give cash rebate and will be automatically credited/shown in your statement.

I still remember like 4-5 years ago the cash rebates are accumulated and u have like X months to use it or it will be gone..
WaCKy-Angel
post Jun 25 2012, 10:16 AM

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QUOTE(jonuslee @ Jun 24 2012, 10:32 PM)
Guys. For UOB one platinum, if swipe less than 60 times pr year, can we call and ask for waiver for the annual fee?anyone of you having UOB one platinum which swipe less than 60 per year and successfully get waive for the annual fee?I plan to apply the UOB one platinum but would swipe less than 60 times per year.
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QUOTE(Pink Spider @ Jun 24 2012, 11:23 PM)
Why would u wanna get platinum instead of classic?
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user posted image

I thought all UOB One card also is "platinum" word but without any platinum benefits?
WaCKy-Angel
post Jun 26 2012, 11:30 PM

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QUOTE(Osho @ Jun 26 2012, 09:06 PM)
Can someone please help me, how do i pay One car bill balance with maybank2u?
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No such thing... U can only do balance transfer.
got charges one
WaCKy-Angel
post Jun 28 2012, 12:20 PM

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QUOTE(mango27 @ Jun 28 2012, 10:56 AM)
btw... for annual fee waiver, does paying online considered swipe?! technical definition its not... hehe
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Yes.. Even auto debit.
WaCKy-Angel
post Aug 22 2012, 05:45 PM

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Huh which petrol station allow Credit Card to reload Touch N Go?
WaCKy-Angel
post Aug 22 2012, 05:50 PM

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QUOTE(WhiteWing @ Jul 20 2012, 11:54 AM)
I went to a caltex station at taman salak selatan. For touch n go reload that using cc,they will charge 3% so normally they charge me RM 154,50. So I let them charge n I gain back 5% .
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QUOTE(WhiteWing @ Aug 22 2012, 05:46 PM)
Any amount that you desire to reload. So far I only saw this caltex , others I don't know  whistling.gif  whistling.gif  laugh.gif
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Oh that station..hmm..

Not bad saved RM2.00++

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