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Credit Cards UOB Credit Cards, Revamp One Card - It's A Pure Cash Back

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DM3
post Oct 4 2011, 02:28 PM

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no other promo when apply online besides the Thermos jug for this One card?
NewGUY
post Oct 4 2011, 02:36 PM

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QUOTE(valkyrie5034 @ Oct 4 2011, 02:20 PM)
Not sure about UOB but my sister had a Citibank CC and once she paid in full before receiving statement. Next statement shows a line "financial charges RM1++".

When she called Citibank to inquire about the charges, they told her it was because she paid before statement cut off. My sister gave them the reason was because she had to travel during that time and just thought of settling it early to avoid late charges. Finally they waived the amount due to her good records and asked her to pay by due date after receiving statement.
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I paid before statement to HLB before but nothing happen...

My fren paid AMB before statement, nothing happen...

In fact, I clear my RHB for last month before statement also....

But come on, is not logic this Citi Bank la...How can it be? Maybe Citi Bank system got bugs....haha maybe system give interest rclxms.gif rclxms.gif
valkyrie5034
post Oct 4 2011, 02:48 PM

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No idea. It's not like they will increase your CL even if you pay early though.

In my sister's case, Citibank automatically increase the CL without informing her so she ends up spending more sometimes XD...
ckuanglim
post Oct 4 2011, 03:25 PM

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QUOTE(NewGUY @ Oct 4 2011, 02:36 PM)
But come on, is not logic this Citi Bank la...How can it be?
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I paid my CitiBank before statement, nothing happen, no charge.
NewGUY
post Oct 4 2011, 03:39 PM

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QUOTE(ckuanglim @ Oct 4 2011, 03:25 PM)
I paid my CitiBank before statement, nothing happen, no charge.
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Special case for certain ppl..... brows.gif brows.gif


Added on October 4, 2011, 3:40 pm
QUOTE(ckuanglim @ Oct 4 2011, 03:25 PM)
I paid my CitiBank before statement, nothing happen, no charge.
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thats y, how can it be.....

This post has been edited by NewGUY: Oct 4 2011, 03:40 PM
valkyrie5034
post Oct 4 2011, 03:48 PM

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This happened about 2 years ago, maybe different policy back then?

Anyway, I'm not taking any risk in my case smile.gif
blue_scott
post Oct 4 2011, 04:13 PM

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i see.. perhaps by calling CS to clarify this is the best... smile.gif
i'm paying in advance is because of travelling too.. and my cc limit is not high, so want to clear the balance first to avoid any inconvenience.. smile.gif
xproc
post Oct 4 2011, 05:55 PM

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just got my uob one card... i applied for uob one classic but they give me platinum, 1- 5 year free membership, 6th year onward need swap 3000 per year,

just activated via phone, waiting pin to arrive to register internet banking
coolkid23
post Oct 4 2011, 07:30 PM

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QUOTE(xproc @ Oct 4 2011, 05:55 PM)
just got my uob one card... i applied for uob one classic but they give me platinum, 1- 5 year free membership, 6th year onward need swap 3000 per year,

just activated via phone, waiting pin to arrive to register internet banking
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I thought RM3000 per year is a clause to FREE ANNUAL FEE WAIVER for first 1-5 years.
That means If you failed to swipe RM3000 per year then you wont entitle for free annual fee.
are you sure with that?

This post has been edited by coolkid23: Oct 4 2011, 07:34 PM
ckj
post Oct 4 2011, 07:37 PM

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dont know why citibank always reject me
snigapoe
post Oct 4 2011, 08:14 PM

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QUOTE(ckj @ Oct 4 2011, 07:37 PM)
dont know why citibank always reject me
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which card are you applying?
anyway this thread is for uob CC discussion
you should go to the respective thread
xproc
post Oct 4 2011, 11:53 PM

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QUOTE(coolkid23 @ Oct 4 2011, 07:30 PM)
I thought RM3000 per year is a clause to FREE ANNUAL FEE WAIVER for first 1-5 years.
That means If you failed to swipe RM3000 per year then you wont entitle for free annual fee.
are you sure with that?
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because i wanted to apply uob one classic, they say my salary not ok to apply uob one classic card, they gv me platinum card and gv me 5 year waived member fee, 1st month i need pay GST, 2nd month they will credit it back to me, i activate my card by phone they read my t&c for me one


Added on October 5, 2011, 12:05 am
QUOTE(valkyrie5034 @ Oct 4 2011, 01:55 PM)
Indeed, I applied mine on August 24th and received it yesterday. The card states membership is 9/16 (september 16th) though.

@blue_scott: Bank will charge you penalty fee, because they need to earn from interest or tax XD. Just pay after receive statement but before due date.
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not sept 16th.... is sept 2016 la... mine is same

This post has been edited by xproc: Oct 5 2011, 12:05 AM
joey85
post Oct 5 2011, 11:13 AM

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QUOTE(DM3 @ Oct 4 2011, 02:28 PM)
no other promo when apply online besides the Thermos jug for this One card?
*
if u apply by walk into their branch u can get rebate back of the govn tax .. i got mine and rebate via walk in... for online, the call center told me only have the Thermos jug for online application wor...
xproc
post Oct 5 2011, 11:35 AM

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QUOTE(joey85 @ Oct 5 2011, 11:13 AM)
if u apply by walk into their branch u can get rebate back of the govn tax .. i got mine and rebate via walk in... for online, the call center told me only have the Thermos jug for online application wor...
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i applied online, they say 1st month i pay the GST first, 2nd month will credit back to me with no question asked...
gerrardling
post Oct 5 2011, 12:06 PM

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anyone getting their rm88 cashback already ?
DM3
post Oct 5 2011, 12:06 PM

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QUOTE(joey85 @ Oct 5 2011, 11:13 AM)
if u apply by walk into their branch u can get rebate back of the govn tax .. i got mine and rebate via walk in... for online, the call center told me only have the Thermos jug for online application wor...
*
QUOTE(xproc @ Oct 5 2011, 11:35 AM)
i applied online, they say 1st month i pay the GST  first, 2nd month will credit back to me with no question asked...
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thanks for the info. so if apply online can get those ,then its cool.
cenkudu
post Oct 5 2011, 09:41 PM

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is this UOB fax number: FAX: 03- 2692 2228/8228

ShaneLim
post Oct 6 2011, 08:08 AM

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QUOTE(gerrardling @ Oct 5 2011, 12:06 PM)
anyone getting their rm88 cashback already ?
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I'm still waiting since end July.
gerrardling
post Oct 6 2011, 09:03 AM

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QUOTE(ShaneLim @ Oct 6 2011, 08:08 AM)
I'm still waiting since end July.
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they told me by oct statement, you can see rm88 being credited into ur account already. Just wait and see, or else vmad.gif
joey85
post Oct 6 2011, 09:34 AM

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QUOTE(xproc @ Oct 5 2011, 11:35 AM)
i applied online, they say 1st month i pay the GST  first, 2nd month will credit back to me with no question asked...
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actually i wanna apply online to get the Thermos and try to get the GST rebate.. but i dont coz i want to submit the application by hand and i happen to passby the branch tongue.gif so u get the Thermos as well?

QUOTE(DM3 @ Oct 5 2011, 12:06 PM)
thanks for the info. so if apply online can get those ,then its cool.
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welcome ^^

QUOTE(gerrardling @ Oct 6 2011, 09:03 AM)
they told me by oct statement, you can see rm88 being credited into ur account already. Just wait and see, or else  vmad.gif
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i found that UOB rebates quite late and slow... normally like my previous Shell Citibank, the rebate shown in the next month, and heard that OCBC rebate shown in the same month statement, but my UOB one card rebate shown after 2 months and sweat.gif they say they system problem... so on Oct onward those rebate may be show during the same month.. not sure it will be implement or not.. so wait lo tongue.gif


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