this is not an argue, i am just comparing your statement with my personal usage experiences.

1. u said petrol rebate capped at rm 20, but, my statement till May still get RM 30 REBATE on fuel. you never mentioned if platinum or other card. i believe most people using platinum card, right ?

2. i do not know anything about cinema, as i very seldom go to cinema.

3. 60 times swipe for annual fees waived. i been using credit cards for more than 10 years, for the past 10 years, i never ever pay annual fees in those years.

come on, think about it, u are helping bank to make profits, at the same time, u get some saving in term of rebate and points, yet u still want to pay fees to the blood sucking bank ?

remember, our blr is still one of the top at 6.6%. if you have a housing loan, u make your own calculation of the amortization system, u will be very surprised how much Bank make profit from you.

Annual fee waiver for One Card Platinum needs to spend RM36,000
That's crazy ! Has anyone successfully waive it without reaching 36k expenses?

RM500 petrol rebate is very high as U need to pump RM10,000 petrol in a month to reach the RM500 rebate (5%).

i used to have UOB One ...previously, the cash rebate for petrol up to rm20...however, UOB have reduce it to rm15 max per month...i just terminate the card today..

from the statement i got back in June...i normally got max rm20 for petrol...however, UOB reduce to ceiling to rm15 now...not sure since when they did this...i think june..