Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

> Buying Car procedure?

views
     
mushigen
post Jul 10 2018, 01:22 PM

Look at all my stars!!
*******
Senior Member
2,502 posts

Joined: Jul 2010


QUOTE(vvip @ Jul 10 2018, 09:59 AM)
Is it OK if just bank in booking fee to the showroom? Since done by bank in, no official receipt given to me...
*
One Honda SA told me the dealer will issue booking receipt upon receiving the banked in money. I didn't try it.
mushigen
post Jul 10 2018, 01:25 PM

Look at all my stars!!
*******
Senior Member
2,502 posts

Joined: Jul 2010


QUOTE(WaCKy-Angel @ Jul 10 2018, 01:24 PM)
booking receipt issued immediately as long as payment can be verified. nowadays got inter-bank immediate transfer just RM0.50 dont tell me u didnt use that option
*
Er, many banks have waived the 50sen.
mushigen
post Jul 10 2018, 01:29 PM

Look at all my stars!!
*******
Senior Member
2,502 posts

Joined: Jul 2010


QUOTE(WaCKy-Angel @ Jul 10 2018, 01:26 PM)
some still have, but the point is receipt issued immediately
*
Yup, the SA said will issue upon seeing the money. He will then whatsapp me the photo while waiting fir me to collect. I didnt book with him.
mushigen
post Jul 14 2018, 01:32 PM

Look at all my stars!!
*******
Senior Member
2,502 posts

Joined: Jul 2010


QUOTE(terrence_my @ Jul 14 2018, 01:20 PM)
I read through some. CCRIS will have your records for every loan (personal, mortgage and hire purchase) when you submitted application. Regardless it is approved or not and you accept or not, it shows that you are behaving in a way that "need money" so it will lower your score for a period.

The loan application records will stay with you for 12 months.
*
To a layman like me, for personal loans, it makes sense.

For car loans, it does not make sense as cars are big ticket items where paying in full is not common. In most cases, taking a loan and investing the rest of the money which you could have used to buy the car in cash makes more financial sense.

 

Change to:
| Lo-Fi Version
0.0175sec    0.60    6 queries    GZIP Disabled
Time is now: 24th July 2021 - 10:41 AM