QUOTE(kenji1903 @ Jun 6 2011, 01:25 PM)
for my case...
1. find an SA
2. go to showroom, meet up, ask for discounts and promo
3. everything ok, pay partial/full downpayment (i paid partial)
4. give 3 months payslip and photocopy IC (ask SA to strike)
5. bank will contact you and do verification, a lot of questions...
6. few days later, bank will call saying loan approved/not
7. SA will call to notify you on your allocation and tentative delivery date
8. choose a number plate
9. SA will give you your loan docs to sign, pay remaining downpayment if not, give 2nd driver for insurance if needed
10. wait for car...
hi , im first time car buyer
i done step 1 - 6
except i didnt pay downpayment yet..only booking fee
i didnt get the step 7-8 but i have sign document on step 9 but not sure if it the same docs u mention as it is not from sa, but from bank
im not sure about the loan process
i have done the bank iv around march but bcause of the mco and delay as car have no stock
now the bank ask me to resubmit as it already past 3 months and sign agreement
i have done resubmit all the docs (ic, payslip etc) and i have sign some document which i think it the agreement form (around 10 pages) few weeks ago but still no news of the car
does this mean the loan are still in process or already approved?..as the rate % already given to me in march and still use same rate and the bank does not give me any kind of letter, lou or anything after sign agreement
my sa keep saying car got but waiting for allocation
usually how long is the wait after sign the docs?