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> Buying Car procedure?

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voncrane
post Aug 31 2019, 12:48 PM

Noir et fier!
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Senior Member
6,542 posts

Joined: Oct 2011
From: Wakanda


QUOTE(kogilah93 @ Aug 31 2019, 12:08 PM)
hi , i have signed public bank car loan agreement on 2 july 2019. And i still not pay deposit because i have told to the car finance im in a hard situation and i need time to settle down and will come and pay the deposit , so he said alright no problem . My question is when will  the car loan expire if i didnt pay the deposit ?
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AFAIK, that loan offer would last for about 3 months. And as you've experienced.. You can back out of it. Return when you are ready again. Can reapply again with the same or different bank if the current offer has expired.
trapezohedron13
post Aug 31 2019, 11:32 PM

On my way
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Junior Member
532 posts

Joined: Jun 2010
From: Kuala Lumpur
QUOTE(toneking @ Jan 12 2019, 12:11 AM)
Is there another 'agreement' (not booking one) to sign with SA stating that you now confirmed that you are buying a car of which model/color with how much down payment & loan amount before the SA apply car loan with bank(s)?
Because that is what I heard from my parents who bought 4 cars before this
But the latest car they bought was 7 years ago
Wondering if this procedure has changed? As the SA never do this for me
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You can request for a sales order with all the details such as price, insurance, reg fees etc before SA apply the loan. It would be the same details that the SA use to apply from banks

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