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 Maybankard 2 Gold and Platinum Cards V2, AMEX with Visa or MasterCard

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db07mufan
post Jul 26 2011, 05:22 PM

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Planning to get my first CC the maybank2 card. JUst wondering if we can ask them to waive the RM50 fee? Anyone tried?
db07mufan
post Jul 27 2011, 04:09 PM

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Just got my first credit card today YAY! Went to the OneU Maybankard branch, done in 1 and half hours! Just a question for you guys, with the MBB AMEX, can use the online portal thing in www.americanexpress.com.my or are we limited to linking the amex card to maybank2u. Cos when i tried to sign up i get the invalid 4 digit error

Also, thinking of signing up for the amex autopay, is there a way so that the bills are paid on Saturdays? (to make full use of the 5% rebate)

This post has been edited by db07mufan: Jul 27 2011, 04:16 PM
db07mufan
post Jul 27 2011, 04:31 PM

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Thanks!! =D
db07mufan
post Jul 30 2011, 01:02 PM

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QUOTE(andyfriends @ Jul 30 2011, 12:49 PM)
yes... for all transactions...
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YAY now i just need to find one nearby my house Puchong that takes AMEX
db07mufan
post Sep 9 2011, 09:55 AM

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Just want to make sure how the interest works. My statement date is 26th August.

Lets say i have 1000RM owed at 26th will the interest calculate for that RM1000 or is the interest calculated when i do not pay the RM1000 before the PAYMENT DUE DATE
db07mufan
post Sep 9 2011, 10:15 AM

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alright! Thanks!!!

So now RM1000 lets say passed 26th, i pay on 27th i just pay RM1000 also.

Thanks man!! Reading the statement notes made me confused.

One more question, how do we remove paper statement in maybank2u? can we do so? Tried looking for it inside cant really find it la

This post has been edited by db07mufan: Sep 9 2011, 10:19 AM
db07mufan
post Sep 9 2011, 11:59 AM

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QUOTE(zenquix @ Sep 9 2011, 10:41 AM)
If your statement date is 26th, you can pay RM1000 on 27th with no interest and worries.
If your statement due date is 26th, then u need to worry. Paying at 27th you will get charged late penalty + interest for all balance and transactions since statement date (which in this case will be around 6th)
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THis is how it looks like now

Statement balance: RM15.01 Pay Now
Payment due date: 15 September 2011
Statement date: 26 August 2011

I have 1000RM in outstanding balance from this month's expenses. And i paid the RM15.01 already. SO this means my RM1000 is due next month 15 October, and if i pay at 27th Sept ( the RM1000 will be put into Statement Balance for September), i will not be incurred any extra charges.
db07mufan
post Sep 9 2011, 01:41 PM

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QUOTE(zenquix @ Sep 9 2011, 12:15 PM)
Yes altho u can also pay before or at 15 October without any issues.  The RM15.01 u can pay on or before 15 Sept without any additional charges (little reason to pay much earlier compared to the actual due date).

Your choice to pay on 27 Sept altho I would just pay around 12-13 Oct.
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Thanks a lot zenquix!! Clears my doubt. First timer in using credit card hehe.

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