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 Maybankard 2 Gold and Platinum Cards V2, AMEX with Visa or MasterCard

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db07mufan
post Sep 9 2011, 11:59 AM

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QUOTE(zenquix @ Sep 9 2011, 10:41 AM)
If your statement date is 26th, you can pay RM1000 on 27th with no interest and worries.
If your statement due date is 26th, then u need to worry. Paying at 27th you will get charged late penalty + interest for all balance and transactions since statement date (which in this case will be around 6th)
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THis is how it looks like now

Statement balance: RM15.01 Pay Now
Payment due date: 15 September 2011
Statement date: 26 August 2011

I have 1000RM in outstanding balance from this month's expenses. And i paid the RM15.01 already. SO this means my RM1000 is due next month 15 October, and if i pay at 27th Sept ( the RM1000 will be put into Statement Balance for September), i will not be incurred any extra charges.
zenquix
post Sep 9 2011, 12:15 PM

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QUOTE(db07mufan @ Sep 9 2011, 11:59 AM)
THis is how it looks like now

Statement balance:  RM15.01  Pay Now
Payment due date:  15 September 2011
Statement date:  26 August 2011

I have 1000RM in outstanding balance from this month's expenses. And i paid the RM15.01 already. SO this means my RM1000 is due next month 15 October, and if i pay at 27th Sept ( the RM1000 will be put into Statement Balance for September), i will not be incurred any extra charges.
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Yes altho u can also pay before or at 15 October without any issues. The RM15.01 u can pay on or before 15 Sept without any additional charges (little reason to pay much earlier compared to the actual due date).

Your choice to pay on 27 Sept altho I would just pay around 12-13 Oct.
db07mufan
post Sep 9 2011, 01:41 PM

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QUOTE(zenquix @ Sep 9 2011, 12:15 PM)
Yes altho u can also pay before or at 15 October without any issues.  The RM15.01 u can pay on or before 15 Sept without any additional charges (little reason to pay much earlier compared to the actual due date).

Your choice to pay on 27 Sept altho I would just pay around 12-13 Oct.
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Thanks a lot zenquix!! Clears my doubt. First timer in using credit card hehe.
un.deux.trois
post Sep 9 2011, 03:52 PM

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The minimum annual income of RM30,000 to apply for GOLD MBB2card is the gross income or income after EPF deductions etc.? I kinda need a credit card urgently, is it possible to apply and get the card in the same week? Thanks.

This post has been edited by un.deux.trois: Sep 9 2011, 04:00 PM
jian5481
post Sep 9 2011, 04:07 PM

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Gross income. Apply at 1U, bring along the documents, and you should be able to get it on the day itself.

Also, an agent once told me if I have a bachelor's degree, monthly income of 2k is sufficient to apply.

This post has been edited by jian5481: Sep 9 2011, 04:12 PM
un.deux.trois
post Sep 9 2011, 04:14 PM

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QUOTE(jian5481 @ Sep 9 2011, 04:07 PM)
Gross income. Apply at 1U, bring along the documents, and you should be able to get it on the day itself.

Also, an agent once told me if I have degree, monthly income of 2k is sufficient to apply.
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Thanks! I actually applied for a Citibank credit card 2 days ago. But after reading through the Citibank credit card thread and found out that many people not getting any response from Citibank even after 2-3 weeks of applying, I want to apply from banks that can issue credit card quickly.
shiroikun
post Sep 9 2011, 04:35 PM

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QUOTE(un.deux.trois @ Sep 9 2011, 04:14 PM)
Thanks! I actually applied for a Citibank credit card 2 days ago. But after reading through the Citibank credit card thread and found out that many people not getting any response from Citibank even after 2-3 weeks of applying, I want to apply from banks that can issue credit card quickly.
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Go 1U maybank card centre on weekdays before 6pm, you should able to get the card after 1 hour.
edwardc
post Sep 9 2011, 06:00 PM

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Hey guys. Ive just collected my Maybankard 2 Gold today. But noticed that both also tak ada VISA logo oh. And am going Europe next month, boleh pakai ah?
fruitie
post Sep 9 2011, 06:06 PM

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QUOTE(edwardc @ Sep 9 2011, 06:00 PM)
Hey guys. Ive just collected my Maybankard 2 Gold today. But noticed that both also tak ada VISA logo oh. And am going Europe next month, boleh pakai ah?
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MasterCard + AmEx?
edwardc
post Sep 9 2011, 08:17 PM

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Yeap. Mastercard plus Amex oh... Means?

So ok in Europe? Or dont need worry since got Amex? Haha

This post has been edited by edwardc: Sep 9 2011, 08:17 PM
ben83
post Sep 9 2011, 08:26 PM

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Do you guys realized the newer MBB2 Plat's word Platinum changed from a smaller font to now s bigger font with all capital letters?


fruitie
post Sep 9 2011, 08:27 PM

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QUOTE(edwardc @ Sep 9 2011, 08:17 PM)
Yeap. Mastercard plus Amex oh... Means?

So ok in Europe? Or dont need worry since got Amex? Haha
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Why not, they are widely accepted?
How can you get VISA on a MC and AmEx? laugh.gif
charymsylyn
post Sep 10 2011, 01:42 AM

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QUOTE(cute_boboi @ Sep 8 2011, 02:36 PM)
How much extra in % or RM amount ?  hmm.gif
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I asked for RM1k, got RM1k extra for a month. At that time my CL was RM5k.


Added on September 10, 2011, 1:49 am
QUOTE(zenquix @ Sep 9 2011, 10:41 AM)
If your statement date is 26th, you can pay RM1000 on 27th with no interest and worries.
If your statement due date is 26th, then u need to worry. Paying at 27th you will get charged late penalty + interest for all balance and transactions since statement date (which in this case will be around 6th)
*
Small correction: As long as valid payment is received 3 days after due date, late payment fee will not be charged, only interest.

This post has been edited by charymsylyn: Sep 10 2011, 01:49 AM
shiroikun
post Sep 10 2011, 03:26 AM

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QUOTE(ben83 @ Sep 9 2011, 08:26 PM)
Do you guys realized the newer MBB2 Plat's word Platinum changed from a smaller font to now s bigger font with all capital letters?
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I thought the first version of Platinum don't even have a word Platinum on the card. It's only the color to differentiate the gold and plat card
lowyatlau
post Sep 10 2011, 11:45 AM

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Recently I'm facing the problem with the treat points which earned through my Maybankard 2 Gold, AMEX

Based on what i know, the treat points gift redemption only available for VISA
treat points instead of AMEX....so what is the purpose treat points earned from AMEX card use for? Can anyone advise me, if I'm wrong.
SUSDavid83
post Sep 10 2011, 11:47 AM

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QUOTE(lowyatlau @ Sep 10 2011, 11:45 AM)
Recently I'm facing the problem with the treat points which earned through my Maybankard 2 Gold, AMEX

Based on what i know, the treat points gift redemption only available for VISA
treat points instead of AMEX....so what is the purpose treat points earned from AMEX card use for? Can anyone advise me, if I'm wrong.
*
TP for MBB2 AMEX & Visa/Mastercard can be combined for redemption.
shiroikun
post Sep 10 2011, 12:12 PM

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QUOTE(lowyatlau @ Sep 10 2011, 11:45 AM)
Recently I'm facing the problem with the treat points which earned through my Maybankard 2 Gold, AMEX

Based on what i know, the treat points gift redemption only available for VISA
treat points instead of AMEX....so what is the purpose treat points earned from AMEX card use for? Can anyone advise me, if I'm wrong.
*
It can be transfer between the 2 cards and can redeem the same thing with same points... Nothing to worry about
snigapoe
post Sep 10 2011, 12:45 PM

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30% discount for Chunky Loaded a'la carte pizza any one try already?
cenkudu
post Sep 10 2011, 01:55 PM

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QUOTE(snigapoe @ Sep 10 2011, 12:45 PM)
30% discount for Chunky Loaded a'la carte pizza any one try already?
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yes rm 24 after 30% off
MilesAndMore
post Sep 10 2011, 02:06 PM

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QUOTE(lowyatlau @ Sep 10 2011, 11:45 AM)
Recently I'm facing the problem with the treat points which earned through my Maybankard 2 Gold, AMEX

Based on what i know, the treat points gift redemption only available for VISA
treat points instead of AMEX....so what is the purpose treat points earned from AMEX card use for? Can anyone advise me, if I'm wrong.
If you want to do the redemption online, just key in your VISA or MasterCard number and they will do the rest.


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