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 Maybankard 2 Gold and Platinum Cards V2, AMEX with Visa or MasterCard

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Human Nature
post Aug 24 2011, 03:34 PM

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I am curious, which promotion that the platinum has, but not gold?
csk3984
post Aug 24 2011, 03:36 PM

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QUOTE(MilesAndMore @ Aug 24 2011, 03:10 PM)
I guess the question is answered. And RM6k is still far from high. I know some people on gold card and consistently spend more than RM10k/month yet still don't get an upgrade.
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i got your point bro. My credit limit is low. I mostly swipe using another bankcard. If Maybank credit limit is high enough for me is good. This is because sometime i have to advance cash debit into my credit card in the middle of the month. This make me fell annoying.
Human Nature
post Aug 24 2011, 03:39 PM

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In that case, better request for a higher CL. Getting platinum doesn't mean you will be granted a considerably higher CL. They will still look at your salary.
fruitie
post Aug 24 2011, 03:41 PM

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QUOTE(Human Nature @ Aug 24 2011, 03:34 PM)
I am curious, which promotion that the platinum has, but not gold?
*
As extracted from first post:
Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.
lotus_man
post Aug 24 2011, 03:41 PM

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QUOTE(David83 @ Aug 24 2011, 08:06 AM)
Use Interbank GIRO fund transfer. Select Payment type as Credit Card. Key in the 16-digit CC number as account number.
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U mean i key in my MAYBANK CREDIT CARD No. in CIMB Clicks and thats considered a payment already?
How much do I get charged
Human Nature
post Aug 24 2011, 03:43 PM

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QUOTE(fruitie @ Aug 24 2011, 03:41 PM)
As extracted from first post:
Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.
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That is not considered promotion la.
fruitie
post Aug 24 2011, 03:45 PM

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QUOTE(lotus_man @ Aug 24 2011, 03:41 PM)
U mean i key in my MAYBANK CREDIT CARD No. in CIMB Clicks and thats considered a payment already?
How much do I get charged
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CIMB should charge RM 0.50 per transaction not like Maybank RM 2.00 for every GIRO transfer. shakehead.gif

QUOTE(Human Nature @ Aug 24 2011, 03:43 PM)
That is not considered promotion la.
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Oops, misread I thought benefits. laugh.gif
Sorry la, too kan cheong. tongue.gif
Human Nature
post Aug 24 2011, 03:46 PM

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Haha i thought something like platinum get 15% at certain outlet, gold only 10%..like what CIMB is doing with their premier cards
fruitie
post Aug 24 2011, 03:51 PM

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QUOTE(Human Nature @ Aug 24 2011, 03:46 PM)
Haha i thought something like platinum get 15% at certain outlet, gold only 10%..like what CIMB is doing with their premier cards
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I believe no. For this, both Gold and Platinum get the same discount. biggrin.gif
janson_kaniaz
post Aug 24 2011, 04:03 PM

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Has anyone bought laptop from Dell online store on weekend and managed to get rebate?
fruitie
post Aug 24 2011, 04:11 PM

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QUOTE(janson_kaniaz @ Aug 24 2011, 04:03 PM)
Has anyone bought laptop from Dell online store on weekend and managed to get rebate?
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Yes and no.
Yes, I bought a laptop from DELL 3 months ago.
No, all transactions will be processed only on weekdays, so technically those transactions will not be captured as weekend's purchase...

This post has been edited by fruitie: Aug 24 2011, 04:12 PM
MilesAndMore
post Aug 24 2011, 04:35 PM

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QUOTE(csk3984 @ Aug 24 2011, 03:36 PM)
i got your point bro. My credit limit is low. I mostly swipe using another bankcard. If Maybank credit limit is high enough for me is good. This is because sometime i have to advance cash debit into my credit card in the middle of the month. This make me fell annoying.
As Human Nature suggested, may be you should request for a credit limit increase instead. However, the chance may be lower now because your account is still very new (since June 2011). Besides, they will request for your income documents too.


QUOTE(lotus_man @ Aug 24 2011, 03:41 PM)
U mean i key in my MAYBANK CREDIT CARD No. in CIMB Clicks and thats considered a payment already?
How much do I get charged
It's RM0.50 - RM1. Depends on your account type.


QUOTE(Human Nature @ Aug 24 2011, 03:46 PM)
Haha i thought something like platinum get 15% at certain outlet, gold only 10%..like what CIMB is doing with their premier cards
QUOTE(fruitie @ Aug 24 2011, 03:51 PM)
I believe no. For this, both Gold and Platinum get the same discount. biggrin.gif
I think i've seen some promotions from Maybank that are only applicable for Platinum credit cards and higher but can't quite remember what promotion is that. And if i'm not mistaken, i have also received promotional flyers from Maybank (inside my monthly statement envelope) stating that the promotions are only for Platinum credit cards.

This post has been edited by MilesAndMore: Aug 24 2011, 04:36 PM
janson_kaniaz
post Aug 24 2011, 04:37 PM

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QUOTE(fruitie @ Aug 24 2011, 04:11 PM)
Yes and no.
Yes, I bought a laptop from DELL 3 months ago.
No, all transactions will be processed only on weekdays, so technically those transactions will not be captured as weekend's purchase...
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coz i was told by the dell rep to call bank to proceed with the transaction as it is not dell that is holding the transaction, i might try this weekend and lets see how smile.gif
idunnolol
post Aug 24 2011, 07:27 PM

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QUOTE(csk3984 @ Aug 24 2011, 03:36 PM)
i got your point bro. My credit limit is low. I mostly swipe using another bankcard. If Maybank credit limit is high enough for me is good. This is because sometime i have to advance cash debit into my credit card in the middle of the month. This make me fell annoying.
*
I feel you bro. My CL got stuck due to my "income document" . Today i just bought 13k cash to Maybank branch because i need to purchase something online that exceed my CL. The officer had a shock look at his face and straight direct me to their premier banking floor thumbup.gif
beyond86
post Aug 24 2011, 07:36 PM

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CS told me after use 1 year only able to request increase CL

This post has been edited by beyond86: Aug 24 2011, 07:36 PM
snigapoe
post Aug 24 2011, 09:50 PM

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QUOTE(idunnolol @ Aug 24 2011, 07:27 PM)
I feel you bro. My CL got stuck due to my "income document" . Today i just bought 13k cash to Maybank branch because i need to purchase something online that exceed my CL. The officer had a shock look at his face and straight direct me to their premier banking floor  thumbup.gif
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i salute you by taking RM 13 K cash walkin
now days very dangerous to carry that much cash around

*off topic*
i receive confirmation call from maybank after perform transaction with google checkout within 30 minute after the transaction accepted
never knew they are so efficient rclxms.gif
celaw
post Aug 24 2011, 09:59 PM

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QUOTE(beyond86 @ Aug 24 2011, 08:36 PM)
CS told me after use 1 year only able to request increase CL
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I ask 1U credit card centre people, 6 months will do..
hellremix
post Aug 24 2011, 11:43 PM

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Hi Guys,

I read from earlier post that we need to cover the CVV number at the front and back with some kind of tape for safety reason rite?. But, I am thinking of covering the account number (not all, but some of the number) just to make it a bit difficult if someone try to steal it (Online). Got scared already after reading earlier post stating that someone could easily use the CC if they got the acc no at the front of the card, the expiry date, name on the card, and also the CVV number. If i cover the account number, will it effect the card? Sorry for the noob questions.. blush.gif


Regards,
hye
post Aug 24 2011, 11:53 PM

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QUOTE(hellremix @ Aug 24 2011, 11:43 PM)
Hi Guys,

I read from earlier post that we need to cover the CVV number at the front and back with some kind of tape for safety reason rite?. But, I am thinking of covering the account number (not all, but some of the number) just to make it a bit difficult if someone try to steal it (Online). Got scared already after reading earlier post stating that someone could easily use the CC if they got the acc no at the front of the card, the expiry date, name on the card, and also the CVV number. If i cover the account number, will it effect the card? Sorry for the noob questions.. blush.gif
Regards,
*
The problem that you are reading arise because the person was not so smart and to post the actual image of the card online for the whole world to see for reasons that I could not fantom at all.
So you decide to use the card online, whether you cover the number or not is not important because no website will ask for the physical card image and you should scram if any website that does that. Only the card number (and some other details) is required. Unless of course you wish to show off your card online and needing to post an image of it ... then yes, please be smart to cover all the numbers or even better, don't do it! Doing such you are even violating the T&C of your card usage as you willing surrendering your card details for unauthorized usage.

Don't call yourself a noob coz only a noob would be really that dumb enough to post the image of their physical card online. Take some effort to understand what was the problem was all about and don't scare yourself just because something happen. Scaring yourself silly is another noob syndrome.

This post has been edited by hye: Aug 24 2011, 11:56 PM
hellremix
post Aug 24 2011, 11:59 PM

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QUOTE(hye @ Aug 24 2011, 11:53 PM)
The problem that you are reading arise because the person was not so smart and to post the actual image of the card online for the whole world to see for reasons that I could not fantom at all. 
So you decide to use the card online, whether you cover the number or not is not important because no website will ask for the physical card image and you should scram if any website that does that. Only the card number (and some other details) is required.

Don't call yourself a noob coz only a noob would be really that dumb enough to post the image of their physical card online. Take some effort to understand what was the problem was all about and don't scare yourself just because something happen. Scaring yourself silly is another noob syndrome.
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Yeah bro, i know that i should never ever reveal the image of the real card online. Just curious, when we buy something, the cashier, or waiter will take our card and swipe it rite? Doesn't that will reveal the card no. and all? and they could easily jot down the number and use it online?. Sorry again for the silly question, i am just very-very new to this CC thing.Hehehe...Appreciate your answers guys...

Regards,



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